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Best Investment Rates UK - Investment Management - High Yield Investments
 
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Best Investment Rates UK - Investment Management - High Yield Investments http://investment-uk.co.uk Top UK Investments Offers Guide and Tips. Advice and guide on investing in stocks and share, gold, ISAs, and property in the U.K. For Full information please visit the website - http://investment-uk.co.uk uk investment investment funds uk investment companies uk Best UK Investment Offers For UK Citizens Top 10 UK Investments Offers Guide and Tips Best Long term investment in uk investment clubs uk investment opportunities uk investment property uk investment advice uk property investment uk uk investments investing uk uk investment property investments uk invest uk uk property investment uk investment banks uk trade and investment investment uk investment in the uk online investing uk uk investment opportunities investing in uk uk investment companies uk investment advice uk trade & investment investment company uk investment fund uk best uk investment investing investment trusts uk uk investment company uk investment properties investment banks uk investment in uk uk investment funds investment companies best investments uk investment trusts how to invest investment ideas investment calculator best investments for 2011 investment opportunities investment news investment advice investing money investment bonds uk investment firms good investments unit trust uk investment strategy investors hedge fund short term investments online investing what to invest in investment company investments in uk investment accounts uk investment strategies invest in uk alternative investments investment advisor uk investment bank invest uk land investment uk trade investment investment services investment income safe investments where to invest best investment how to invest money where to invest in 2011 investment options high return investments smart investments best investment rates uk investment management high yield investments investment rates uk investment club uk business investment investment clubs uk investment trust uk investment fund invest money private investors financial investment investment company institute investment brokers money investing where to invest money capital investment high risk investments investment types investment firm investment funds how to invest your money best way to invest money
Views: 315 Jakob tomas
How is Brexit changing things for UK rates and the economy?
 
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After that crushing defeat over the UK government’s Brexit proposals, Andrew Wishart from Capital Economics describes the possible outcomes for UK interest rates. Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1 Learn more about IG: https://www.ig.com?CHID=9&SM=YT Twitter: https://twitter.com/IGcom Facebook: https://www.facebook.com/IGcom LinkedIn: https://www.linkedin.com/company/igcom We provide fast and flexible access to over 15,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps. Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execution-only share dealing service in the UK, Ireland, Germany, Austria and the Netherlands. We have recently launched a range of affordable, fully managed investment portfolios, to provide a comprehensive offering to investors and active traders. Through our low fees and smart price-sourcing technology, we help traders keep their costs down. Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 81% of retail investor accounts lose money when trading spread bets and CFDs with this provider†. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more than they deposit. * Based on revenue excluding FX (published financial statements, February 2018). † For the 12 months preceding 1 January 2019.
Views: 2014 IG UK
Beginners' guide to mortgages - MoneyWeek investment tutorials
 
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A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
Views: 355464 MoneyWeek
How Does Savings Account Interest Work?
 
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At its simplest, interest is the cost of borrowing money. Generally, you’ll pay interest to borrow money, and you can collect interest when you lend money. When you deposit money in a savings account, you are in essence lending a bank money and will earn interest on that money. Explore our video overview on how interest works on savings accounts. To learn more about how interest works and how it can help you achieve your financial goals, visit: https://www.discover.com/online-banking/banking-topics/how-interest-works-on-savings-accounts/.
Views: 65858 Discover
How to Retire Early: The Shockingly Simple Math
 
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Enroll in our Personal Finance Masterclass for just $10: https://www.videoschoolonline.com/YTFinance How to retire early - let's break down the steps to early retirement. Take a premium course at http://www.videoschoolonline.com/course-library/ This video shows you how to retire early with shockingly simple math. I've been a personal finance nerd for a while, and the idea of early retirement is really interesting. I'm a huge fan of Mr. Money Mustache who wrote a great article on the shockingly simple math behind early retirement. Since I make videos, I wanted to take his theories and break them down into a digestible video. I hope you enjoy! And like I say in the video, please like and share this video, then leave a comment. What do you think? Is this amazing or crazy? What is your savings rate? What other personal finance questions do you have? I credit a lot of this work/theory to Mr Money Mustache. Read his full article about it here (http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/). Also, check out this cool early retirement calculator (https://networthify.com/calculator/earlyretirement?income=50000&initialBalance=0&expenses=17000&annualPct=5&withdrawalRate=4) Script: Hi, my name is Phil. I’m a video creator and online instructor. I’m also a personal finance nerd. Because of that, I want to create a series of videos that breaks down some of the most mystifying topics that plague our society. In a world where people’s finances are typically locked away and not-talked about, I believe opening up the gates of financial conversation will help everyone live a better and smarter life. In this first video, I want to explain the shockingly simple math behind early retirement - thanks to one of my biggest heroes, Mr Money Mustache. While the ability to retire may seem like a distant and unreachable goal for many, the premise comes down to one thing. You need to invest money so that it earns more money. This could be investing in stocks or bonds, real estate, or any other of investment vehicles. As soon as your investments earn enough money for you to live on each year, you are able to retire. Let’s break it down further to know when you can retire. The most important concept is knowing your savings rate, basically how much you make minus your expenses. If you spend 100% of your income, you will never retire… because you will never be able to invest any money that earns money for retirement. If you spend 0% of your income, you can retire right now… because somehow you are living without needing to make any more money. Between 0% and 100% are a number of savings rates that correlate with the years it will take to retire. For this, let’s assume your annual investment return is 5% (which is conservatively low) and your withdrawal rate is 4%… meaning you spend 4% of your net worth each year. For example, if you have a $1,000,000 net worth, and you live on $40,000. If your savings rate is 10%, you will be able to safely retire after 51.4 years. Safely, meaning you will never run out of money. If your savings rate is 25%, you can retire in 31.9 years. 50%, you can retire in 16.6 years. And if you can somehow save 75% of your income, you can retire in 7.1 years. Now getting to that savings rate might not be easy in our world of societal pressures, keeping up with the Joneses, and bad habits. But you can get closer by making smart decisions, avoiding debt, and living simply. The key take away is… Cutting your spending rate is way more powerful than increasing your income because no matter how much money you make, decreasing your spending will speed up the process. A note, The math behind early retirement works if you are working a minimum wage job or a 7-figure CEO salary. It’s all about the savings rate. So if you want to retire in 10 years, the math tells us that you need to save 66% of your income. Now there is a lot that I didn’t talk about - like how to invest, and how to cut expenses to get to a high savings rate. Those will come in a future video. For now, get excited about the honest truth about retirement (and early retirement at that!)! Let me know what you think in the comments below? Is this exciting or bogus? Until next time… start being money smart. Please subscribe to the channel and leave a comment below! Video School Online: http://www.videoschoolonline.com Courses: http://www.videoschoolonline.com/course-library/ Twitter: http://www.twitter.com/philebiner Facebook: http://www.facebook.com/videoschoolonline
Best Short-Term Investment Options (for high return 🚀)
 
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⁉️ Does this sound familiar: You've got some money sitting around in cash and you want to invest it and make a decent return. BUT 💭 you don't want to tie up your money too long 💭 you don't want to lose it Are there opportunities that even exist in today's low interest environment for short-term investing? There are a ton of you that are in this same situation with money sitting in cash- but you don't know what you options are. Today I am going to talk about this very topic in response to a reader question I received. 💻 My reader, Tien asked "What is the best thing to do with my money for short-term grown when I still want accessibility?" I offered a few tips for Tien: ✳️ Even with low interest rates, keep enough in savings for emergencies ✳️ Don't be tempted by short-term growth ✳️ Peer-to-peer lending is not a short-term investment ✳️ Exchange Traded Funds (ETFs) - They are low cost and offer a variety of options. Keep an emphasis on short-term bond ETFs in the 1-3 year range. You can get all the detailed information on each of these options in the video. 😉 ➡️ You can start your Betterment account here: https://www.goodfinancialcents.com/resources/betterment-youtube-invest-10k.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Is UK property a bad investment?
 
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The UK housing market has trounced inflation for much of the last two decades, but we think that may be about to change. Rising interest rates, lower real wage growth and the prospect of a Government correcting the supply-demand imbalance are set to weaken the prospects for UK house prices. See more on our website: https://pensioncraft.com/uk-property-bad-investment/ The government's "Fixing our broken housing market" white paper sets out a plan to increase the level of housebuilding to meet demand https://www.gov.uk/government/collections/housing-white-paper Support us on Patreon: https://patreon.com/pensioncraft
Views: 24547 PensionCraft
Why you should not invest in Fixed deposits for long term ?
 
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This video talks about why an investor should avoid investing in fixed deposits for a longer period of time. Most of the investors mainly invest in fixed deposits because we are conditioned to think about Fixed Deposits (FD) as the first choice of investments, mainly for 2 reasons 1. Because they are Safe 2. The returns are predictible 3. Trust with the banks However the biggest problems with fixed deposits are that Problem #1 - Returns from Fixed Deposits does not beat inflation The biggest problem with fixed deposits is that the returns from FD does not beat inflation and finally our purchasing power reduces. Problem #2 - Returns are Taxable every year Another issue is that FD returns are not tax optimized and hence we pay a lot of tax provided one is in high tax bracket (30%) . What are the alternatives? Alternatives to Fixed deposits are Debt mutual funds which are safe enough like Fixed deposits with superior returns and better taxation Or one can think about Equity mutual funds which has high level of volatility but better returns from a long term perspective. Overall, One should avoid fixed deposits unless they want to park their money for a short period like 6 months or 1 yr. For details, watch the video Visit our website : www.jagoinvestor.com
Views: 102131 jagoinvestor
I is for Interest Rates - The Elite Investor Club's A - Z of Investing
 
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To join the Elite Investor Club, go to - http://www.eliteinvestorclub.com/ There’s something valuable in every letter of our investing alphabet. But it’s hard to think of one thing that impacts the investment world more than today’s topic. I is for interest rates. In today’s world our central banks like the Bank of England in the UK and the Federal Reserve in America seek to control the economy and the markets with ever more intervention. Since the two thousand and eight financial crisis we’ve tended to hear more about money supply and quantitative easing. But the main lever they use to implement monetary policy has always been interest rates. The Bank of England sets the base rate, which is the rate at which the commercial banks like Barclays and Nat West borrow from the central bank. They have a monetary policy committee which meets every month to decide what the base rate should be. In times of economic stress they have tended to lower rates to get the economy moving, then raise them as things take off so as not to let inflation run riot. However, things have been far from normal this time round. In response to the crisis rates were brought down to a four hundred year low of nought point five per cent in two thousand and eight. We were told this was an emergency rate to help us recover from the credit crunch. Err, here we are seven years later and the emergency rate is still in place. Money Week’s Tim Price is unequivocal on this – he calls it financial repression. If you’re a saver or a retiree who had to buy an annuity in the last decade, I feel your pain. The other impact of artificially low interest rates has been bubbles in other assets from property to classic cars, from art to autographs. When money is virtually free people will grab as much of it as they can and put it into assets that they believe will give a better return than cash. The bellwether for global interest rates is Americas Fed, headed up by Janet Yellen. Every statement she makes is analysed for any hint that rates may finally be on the move. Remember what we learned about bonds, a market that dwarfs the stock exchange? If interest rates go up, bond prices come down. Much of your pension will be invested in bonds, especially if you’re north of fifty. While you have learned to expect volatility in the stock market, there’s been a thirty year bull market in bonds as interest rates have steadily declined from their peak in the nineteen eighties. Your financial adviser probably tells you that bonds are safer than those risky stocks and shares. Ignore him. This is no time to be heavily exposed to bonds. Interest rates can only go one way in the medium term. Deflation already looks to be over after the spike back in oil prices. If you are or aspire to be a serious investor you need to keep an eye on interest rates their future direction. One of the best predictors of this is the yield on US treasury bonds and UK gilts. The yield on ten-year UK gilts has risen from one point six per cent to two per cent in two months. Ten year US treasuries have gone from a yield of one point six eight per cent in February to two point four nine per cent in June. That’s a forty eight per cent swing in four months. And they call these safe assets as you approach retirement! All the signs are that rates will finally start rising in the first half of twenty sixteen. Everyone seems to think they’ll drift up to around two per cent by twenty seventeen and that a new normal will be established closer to three per cent than the historic five per cent. Let’s wait and see. The market has a habit of making fools of those who seek to predict what she’ll do next. But don’t get blind sided. Watch those key gilt and treasury rates and be on the right side of the moves when they inevitably happen in the not too distant future.
Views: 780 Elite Investor TV
Tim Bennett Explains: The pros and cons of peer to peer investing
 
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Peer-to-peer lending is booming and from 6th April you will be able to lend via an ISA. I explain how P2P works and what to look out for before you invest.
Views: 20752 Killik & Co
5 Best Investment Ideas to Get Regular Monthly Income
 
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Best investment ideas. 5 Best Investment to Get Regular Monthly Income. http://bornforentrepreneurs.com Here is ideas to get monthly income by investing. The best 5 investment ideas are Fixed Deposit in Bank, Dividend from Mutual funds, Dividend from stock market, Buy a Insurance and Invest in Post office. Best investment ideas, best investment firms, best investment plans in india, best investment company, best investment for 2016, best investment in India, best investment in the Philippines, best investment ideas in india. best investment options in India. best return on investment. best investment plans. best investment plans in India 2016. the best investment.
Views: 564873 Born For Entrepreneurs
Why You Should Not Invest in Peer to Peer Lending | BeatTheBush
 
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With Peer to Peer lending, there are some risks they are not telling you. First, there is the liquidity issue where your money is essentially trapped in a loan for 3-5 years. The current aggregated default rate is variable and is dependent on the well being of the economy which could fluctuate. The returns are not guaranteed and the default rate could spike resulting in a loss rather than the paltry 6-9 percent of advertised gains. Second, the borrower is not ultimately responsible to pay you back but rather pay the intermediate company. This create some pretty peculiar situations if the company becomes insolvent. . Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 245542 BeatTheBush
How does UK Tax work? - What you need to know about HMRC & PAYE
 
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UK Tax can be confusing. This short video gives a visual explanation of how tax and tax codes work and uses some examples to show you how you pay tax. Further information on tax codes, taxable benefits and other deductions are covered in part 2. Check out other relevant videos: How do UK tax codes work (part 2)?: https://youtu.be/mYHLF0JOuCs Basic Finance Guide Part 1: https://youtu.be/gixva7aWFUg You can buy our handy personal finance spreadsheet from our ebay store here: http://www.ebay.co.uk/itm/162358884723 Or search for ‘Fast Finance Spreadsheet’ You can watch the spreadsheet tutorial here: https://youtu.be/75ttMLaVa2E Music: http://www.purple-planet.com Video: Videezy.com Pictures & Video: Pexels.com
Views: 36005 Fast Finance
HOW TO REALLY GET A MORTGAGE? + HOW TO FINANCE YOUR RENOVATIONS? UK 2017
 
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If you want to know HOW TO REALLY GET A MORTGAGE? Please keep watching. I will be telling you how it works if you want to get a mortgage in the uk. What the mortgage process is like and how to manage your finances while doing this. When you're young it's hard to believe you could own your own home. But it is definitely achievable! Hopefully this video will help you achieve your dreams of buying a house and getting on the property ladder. I will be telling you about what deposit do you really need for a mortgage, dealing with estate agents, mortgage brokers, mortgage process for your loan, interest rates; basically what they don't tell you and the reality of getting approved for a mortgage. As I previously said on my other videos I'm a home owner in my mid 20s and I done it totally by myself. This happened recently too so it should be all very relevant. I'm telling you what I learned from my own experience and I hope you find it helpful!! 😃 ♥ ♥ ♥If you like this please give it the thumbs up and subscribe for more videos ♥ ♥ ♥ To watch HOW I RENOVATED MY NEW APARTMENT click the link below ➜ https://www.youtube.com/watch?v=xePdGr3RlQI To watch My empty apartment Tour - click the link below ➜ https://www.youtube.com/watch?v=wWEM3uvOMuI To watch MY HOME RENOVATION VLOG - click the link below ➜ https://www.youtube.com/watch?v=zOAu3YWqllE To watch how much money i make, how i got the job i have now? click the link below ➜ https://www.youtube.com/watch?v=CgWExt0SJM4&t=25s To watch how i saved $27000 in one year? click the link below ➜ https://www.youtube.com/watch?v=SCX91O_6SCw&t=25s You can Follow me on :) TWITTER➜ https://twitter.com/graceglam INSTAGRAM➜ https://www.instagram.com/graceanastasia_ I'm Grace from London and I make makeup, beauty and lifestyle videos! I love inspiring young women everywhere!! Please don't forget to subscribe to my YouTube Channel to follow my journey!! Camera: Canon DSLR 700D For Business Enquiries: [email protected]
Views: 21342 Grace Anastasia
The basics of bonds - MoneyWeek Investment Tutorials
 
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Tim Bennett explains the basics of bonds - what they are and how they work. Don't miss out on Tim Bennett's video tutorials -- get the latest video sent straight to your inbox each week, before it's released on YouTube: http://bit.ly/TimBSubscribe To receive Tim's 50 FREE MoneyWeek Basics emails: http://bit.ly/mwk-basics Watch over 100 of Tim's videos for free: http://MoneyWeek.com/tutorials Or download them to your mobile device: http://bit.ly/TimBpodcast For the most important financial stories and how to profit from them: http://MoneyWeek.com http://Facebook.com/pages/MoneyWeek/110326662354766 http://Twitter.com/moneyweek Video series by CFA UK Highly Commended journalist Tim Bennett. http://twitter.com/TimMoneyweek
Views: 212823 moneycontent
What is a Structured Product?
 
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Much maligned structured products are back on the investor's radar as we seek post-retirement solutions that pay a sustainable income. But should they be avoided? Morningstar Guest: Rosie Bullard, Portfolio Manager for james Hambro & Partners http://www.morningstar.co.uk -~-~~-~~~-~~-~- Please watch: "Should You Be Worried About the Economy?" https://www.youtube.com/watch?v=WUzqTPeI9IM -~-~~-~~~-~~-~-
Views: 13399 Morningstar UK
Martin Lewis – should you get a cash ISA?
 
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With only days left to use your 2016/17 ISA allowance, it’s “use it or lose it” time. But, does it matter if you lose it? MoneySavingExpert founder and executive chair, Martin Lewis, gives a rough & ready analysis of who should still be putting money in an ISA, and who should focus on higher savings rates elsewhere.
Views: 17643 MoneySavingExpert.com
Should you invest in UK property? | Property Investment Series
 
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The current climate in the UK is causing headaches for many property investors. Many see now as a great time to snap up a property bargain. Should you invest in UK property? FJP Investment have over five years of experience delivering fantastic investment opportunities to our ever growing number of satisfied clients. Check out our available investments: https://www.fjpinvestment.co.uk/investments/ Subscribe: https://www.youtube.com/user/fjpinvestment?sub_confirmation=1 Keep up to date with new content and investment opportunities: https://www.facebook.com/fjpinvestment https://twitter.com/fjpinvestment https://www.linkedin.com/company/fjp-investment-ltd/ https://www.instagram.com/fjpinvestment/
Views: 49 FJP Investment Ltd
Smart Money – Where next for interest rates?
 
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In this edition of Smart Money, Ritu Vohora and Ana Cuddeford discuss the likely trajectory of UK interest rates, and what this could mean for savers and investors.
Views: 364 M&G Investments
Investment Rental Return Rates And Rental Yields Explained
 
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Jonathan Rolande from https://housebuyfast.co.uk talks about investment rental return rates and rental yields. Investment rental return rates or yield as it's often known, is something that landlords use to calculate the value of their property and investment. So, it's generally a cost of the property; lets say it's £100,000, if you rent it out and you obtain £10,000 a year in rent then your yield or return is 10%. It's also worth knowing, of course, that in 10 years if you carry on the rent at that rate the property has paid for itself. So, you can see why people like buying property to invest in. It's important to remember though, yield generally will be gross or net. Gross being £10,000, that's all the rent you'll receive. The net is actually what you might, in theory, be able to put in your pocket and that's normally a hell of a lot less than the gross rent, because you've got lots of things to come out of it like: Building insurance Interest on mortgage Repairs carried out Any periods without a tenant or getting no rent So, generally there is a big difference between gross and net yield. Well worth bearing in mind if you're thinking about buying. See more here: https://housebuyfast.co.uk/blog/investment-rental-return-rates-and-yield/
Views: 966 House Buy Fast
Investment Property & Interest Rate Drop/Brexit Update
 
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Subscribe to view more videos like this: https://www.youtube.com/channel/UCDyqt_09GG8BsC7wtma_2FQ?sub_confirmation=1 Aran Curry discusses in his latest blog the impact on the property investment industry of recent investment rate changes. He also updates on the impact of Brexit. Aran Curry... #1 Author of the Property Coach 110 properties and 100 further joint venture properties in my portfolio Helped clients buy over 1000 properties in the last ten years Helped educate over 20,000 towards their property financial freedom in the last 3 years. ____________________________________________________ If you liked this video, you will love our video all about tax and the tax changes. Click the link to watch now! http://arancurry.co.uk/taxweb To get free access to videos like this all the time then follow me on my social media pages where I post my free video’s and weekly blogs. Facebook: https://www.facebook.com/arancurryfan/ Twitter: https://twitter.com/arancurry Aran Curry Blog: http://arancurry.tumblr.com/ If you find these video’s useful, you can actually get a FREE copy of my book ‘The Property Coach’ here: https://arancurry.clickfunnels.com/op... To find out more about Aran Curry and the brilliant education he has to offer, visit the website at http://arancurry.co.uk/ --------------------------------------------------------------- About Aran Aran Curry is one of the market leading educators and ‘do it for you’ leaders in the UK property industry. An investor with twenty years’ experience, over 110 properties of his own and over 100 joint venture properties. In the last three years alone he has educated over 20,000 people and helped them on their property journey. With his team he has helped investors, clients and himself to buy over 1000 UK buy to let properties.
Views: 1163 Aran Curry
Market update: Brexit, interest rates and US equity
 
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Our Asset Allocation Team monitor the markets on your behalf to help you stay one step ahead. Here, Chief Investment Officer Richard Flax explains whether our view of US equity has changed after recent volatility.
Views: 369 Moneyfarm UK
Get Maximum Interest Savings Account | BeatTheBush
 
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What savings interest rate should you be getting? 0.01% and 0.03% is considered low. While 1.05% isn't really that much, its still 100x better than what you would get at commercial banks. Beware of the oddly stupid CDs that are being offered. They lock you into a period of deposit while giving less interest than you would get at an online savings account! Some high yield interest rate online savings account I mentioned. http://www.synchronybank.com http://www.allybank.com http://www.discoverbank.com . Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 149487 BeatTheBush
Why do interest rates matter to me?
 
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Whether you run a business or just look after your own finances, find out why interest rates matter for everyone. For more information, see our KnowledgeBank guide: http://edu.bankofengland.co.uk/knowledgebank/what-are-interest-rates/
Views: 7501 Bank of England
How capital gains tax works - MoneyWeek Investment Tutorials
 
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Before you sell an investment, you need to think about the tax on any profits you make. In this video, Tim Bennett introduces capital gains tax.
Views: 116016 MoneyWeek
The future of LIBOR and implications for UK investment managers
 
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In collaboration with Linklaters, we are pleased to present a short, three minute video outlining the key implications of the transition away from LIBOR for UK investment managers. The video summarises: • the drivers for change • the chosen Risk Free Rates (RFRs) that will be replacing LIBOR and the key implications of transitioning to the new benchmark rates • the steps that UK investment managers should be taking now to prepare for the transition UPCOMING WEBINAR About: The Future of LIBOR & implications for UK Investment Managers Date: Thursday, 08 November 2018 Time:14:00 - 14:30 Find out more and register below: https://www.theinvestmentassociation.org/training/events/event-details.html?eventtemplate=126-eventnameplaceholder
3 tips to guarantee you get the best mortgage interest rate
 
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TITLE: 3 tips to get the best mortgage interest rate This video will show you everything you need to know about how to get the best mortgage interest rates on a mortgage and the best deal on a mortgage. When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. So how do you get the best deal on a mortgage? First you have to understand the numbers. Lenders and mortgage brokers use a Loan Estimate to show you the numbers and the only thing that they control are lender fees and the interest rate, everything else is an estimate. One way we make this easy on the client is that we do not charge lender fees, so it’s easy to analyze, zero fees. You pay no processing, underwriting, admin or application fees. Next up we have understanding the mortgage market. So many people never question a lender when they seem to be offering rates lower than ever other bank in the market. If you were buying a new car you would be extremely suspect if you found the car way cheaper than what the other dealers were selling them for. You have to take the same approach when looking at rates and be suspect for anything that seems too good to be true. The Third tip is to do your research, to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. also if you ever thought about buying an investment property in Florida, watch this video for some good info: https://www.youtube.com/watch?v=Oukxmc8FxZg Rayce Robinson 321-377-4211 nmls 322615 [email protected] https://www.zillow.com/lender-profile/Rayce%20Robinson/ www.raycerobinson.com Mid Florida Mortgage Professionals COMPANY NMLS 1587074 Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. Rayce Robinson 321-377-4211 RAYCE ROBINSON (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
REITS Why You Should Invest In Them, But I Don't
 
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More on REITS, I don't want this video to be super long so I only give a super brief explanation. https://www.reit.com/investing/reit-basics/what-reit Average Joe Life Channel: https://www.youtube.com/channel/UCVRMgSJJC1sFxIyJ-18lmWg Some of the Equipment I use: Editing Software: https://amzn.to/2EeNCV9 Lapel Mic: https://amzn.to/2uINqxU Neewer Lighting: https://amzn.to/2q2Kp61 Office/Gaming Chair: https://amzn.to/2HNW2WN Some of my Favorite Things: Seiko Watch: https://amzn.to/2q2wlJB Wooden Watch: https://amzn.to/2Ipz9Io Teeth Whitening Kit: https://amzn.to/2r4zpp2 (Changed my life in terms of confidence!) Investing Apps Used on this Channel: Join Robinhood today and get a random free share of stock! http://share.robinhood.com/nathanp400 Join Our Acorns Journey and either start your first savings account today or start a supplemental savings account! https://www.acorns.com/invite/?code=KF6JCJ Social Media Links Twitter: https://twitter.com/AveJoeInvesting Facebook: https://www.facebook.com/AverageJoeInvestingYT/
Views: 31196 Average Joe Investing
Mortgage Interest Only And Repayment explained
 
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This video explain the difference between interest only mortgages and repayments mortgages. It explains what your options are and how to make the best decision for you. Please let me know if this was helpful.
What is an Interest Rate Swap, IRS?
 
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http://www.katsonga.com/girlbanker Get, To Become An Investment Banker (The Book) USA: http://amzn.to/2bb5OFH UK: http://amzn.to/2aIoQAx @GirlBanker: https://twitter.com/#!/GirlBanker An interest rate swap (IRS) is an agreement between two parties to exchange interest flows. One party pays a variable rate (normally LIBOR, but it can be another rate, e.g. a government base rate) whilst the other party pays a fixed rate as set on the date that the IRS is executed (i.e. when it is entered into). The LIBOR payments are referred to as the 'floating leg'; the fixed rate interest payments are referred to as the 'fixed leg'. The maturity of interest rate swaps varies widely, they can be very short-dated e.g. 3 or 6 months or very long dated e.g. 30 or even 60 years. Very short-dated IRS and very long-dated ones are not very common. Maturities of 3-, 5- and 7 years are common amongst corporate entities. The amount on which interest is calculated is called the 'notional' amount because this value isn't paid upfront by either party involved in the swap. What would be the point of exchanging the same amount of the same currency? Payment dates occur periodically, typically every 3 or 6 months. On each payment the amount of interest due to be paid by each party is calculated and only the net amount is paid. For example, assume the fixed rate that Blissful Books United pays on the IRS is 1.50% and that Libor turns out to be 1.725% for a given period, who pays and how much do they pay? Assume a notional amount of $10m: BBU is meant to pay: 1.500% * USD10m * 0.5years = $75,000 'Bank' is meant to pay: USD LIBOR of 1.7250% * USD10m * 0.5years = $86,250 Therefore, the bank pays a net amount of $11,250. Normally, no upfront payment is required from either the bank or the non-bank counterparty to enter into an interest rate swap. Any costs and profits to the bank are incorporated into the periodic payments. To Become an Investment Banker goes into a little more detail on how the rates are arrived at, terminology and what an IRS term sheet looks like. If you want one-on-one coaching on interest rate swaps, please book a coaching package. In the week of June 25th 2012, the UK's financial services regulator the FSA claimed that some banks had mis-sold interest rate swaps to small businesses. Apparently, some small business claimed that they did not understand the risks that IRSs poised. Get more: http://www.katsonga.com/girlbanker Get, To Become An Investment Banker (The Book) USA: http://amzn.to/2bb5OFH UK: http://amzn.to/2aIoQAx @GirlBanker: https://twitter.com/#!/GirlBanker
Views: 4320 GirlBanker
Investing Basics: Bonds
 
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Bonds are one of the most common investments, but to many investors they’re still a mystery. In this video you’ll learn the basics of bonds and how they might be used by traders looking to preserve capital and pursue extra income.
Views: 139171 TDAmeritrade
Beginner's guide to investing: the currency markets - MoneyWeek Investment Tutorials
 
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Tim Bennett explains the key features of the currency markets. The influences affecting an exchange rate, what currency 'pairs' are, and how to trade them. Don't miss out on Tim Bennett's video tutorials -- get the latest video sent straight to your inbox each week, before it's released on YouTube: http://bit.ly/TimBSubscribe To receive Tim's 50 FREE MoneyWeek Basics emails: http://bit.ly/mwk-basics Watch over 100 of Tim's videos for free: http://MoneyWeek.com/tutorials Or download them to your mobile device: http://bit.ly/TimBpodcast For the most important financial stories and how to profit from them: http://MoneyWeek.com http://Facebook.com/pages/MoneyWeek/110326662354766 http://Twitter.com/moneyweek Video series by CFA UK Highly Commended journalist Tim Bennett. http://twitter.com/TimMoneyweek
Views: 280087 moneycontent
When Interest Rates Rise: Winners and Losers
 
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WSJ rounds up who stands to benefit and lose the most whenever the Federal Reserve decides to raise interest rates. Subscribe to the WSJ channel here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Follow WSJ on Facebook: http://www.facebook.com/wsjvideo Follow WSJ on Google+: https://plus.google.com/+wsj/posts Follow WSJ on Twitter: https://twitter.com/WSJvideo Follow WSJ on Instagram: http://instagram.com/wsj Follow WSJ on Pinterest: http://www.pinterest.com/wsj/ Don’t miss a WSJ video, subscribe here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Visit the WSJ Video Center: https://wsj.com/video On Facebook: https://www.facebook.com/pg/wsj/videos/ On Twitter: https://twitter.com/WSJ On Snapchat: https://on.wsj.com/2ratjSM
Views: 44018 Wall Street Journal
Tim Bennett Explains: What are fixed income securities (bonds) - part 1
 
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What are fixed income securities (bonds)? Here Tim Bennett introduces how they work and breaks down the key jargon for novice investors. Subscribe here http://ow.ly/rK0pr to receive Tim's new videos.
Views: 42561 Killik & Co
Tax-Efficient Investing
 
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Being tax efficient with investments allows more money to be reinvested into a portfolio to grow over time. This video explains ways investments can be taxed and strategies for potentially minimizing tax burdens.
Views: 64425 TDAmeritrade
I found the MOST PROFITABLE Savings Accounts (It’s not Robinhood)
 
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After reading all the interest about Robinhood’s 3% Checking Account, I did some research and found the BEST Savings accounts that offer the highest interest…FDIC insured ;) Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c First Bank: Ally Bank As of mid December 2018, they offer a 2% annual return on your money in their online savings account. And this is with no strings attached…no account minimums, no maximums, no need to make direct deposit every month to quality, no conditions to meet…no waiting list of over 700,000 to join…it’s just open up an account, put your money in, and enjoy a 2% return! Second Bank: American Express Savings They offer the same 2% return just like Ally Bank does. I’ve been an American Express customer since 2012 and AMEX has been nothing but amazing. Their accounts also have no fees, no minimums, and a pretty decent way to get 2% return if you’re already an AMEX customer. Oh, and it’s FDIC insured ;) Third Bank: Capital One 360 They also offer a no fee account that offers 2% interest…but they’re not quite as good because to get the 2%, you need to keep a minimum of $10,000 in your account. So most likely, the other two options are a little better. Fourth Bank: Marcus by Goldman Sachs Right now they offer a slightly better rate than the previous 3, at 2.05% interest! No account minimums and no requirements to meet! Fifth Bank: Synchrony Bank. Pretty much the same as Marcus by Goldman Sachs and they also offer the same 2.05%! Sixth Bank: PNC Bank They offer 2.35% interest. That’s pretty much the highest that I’ve found on a savings account without any account minimum, without any fees, or without any weird deposit requirements, without any waiting lists, and best of all…while still having FDIC insurance! There are several other nation wide banks that offer 2.4%+ interest…although all of them had bad reviews, so I didn’t feel comfortable listing them. - In terms of other banks offering OVER 3% to match or even beat Robinhood…yes, that does exist. There are several other REGIONAL BANKS that offer 3% AND HIGHER if you meet their requirements. The full list can be seen here: https://www.doctorofcredit.com/high-interest-savings-to-get/ So while Robinhood seems like the BEST option in terms of no fees, no requirements, and no minimums to make 3%, it MIGHT not be worth the risk if they don’t have SIPC insurance confirmed. And this video is really about just giving you some other ideas and options besides Robinhood. Even though you’ll make a bit less than 3%, the result is pretty negligible..the difference of .65% on $20,000 is only $10.83 per MONTH…and for that price, I think getting a better bank with better customer service is totally worth the price. So I hope this video was able to give you some solid options to think of! For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 126314 Graham Stephan
Market update: Trade tensions, interest rates and political uncertainty
 
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It was an eventful first half of the year, with volatility marking the beginning and trade tensions closing the six months. Although financial markets have regained composure, investors should expect uncertainty to stay for the rest of 2018. Chief Investment Officer Richard Flax reckons the big themes for financial markets will be around trade, political uncertainty and monetary policy. Find out more.
Views: 204 Moneyfarm UK
How Much Does It Cost to Set Up and Run a HMO Property? | Samuel Leeds
 
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To spend two days with me at the Property Investors Crash Course, claim your FREE ticket at: https://www.property-investors.co.uk In this video I explain what the set up costs are to buying your first HMO (House of Multiple Occupancy) and how much profit you can expect to make passively each month! 0:43 - How much do you need to put into the deal? We're going to work on the basis of a 25% deposit. You can do it for less, but then your interest rates will be higher. Legal fees also factor in but shouldn't be more than £1000. 2:01 - How much return on investment are you going to receive? If you put £35,000 in the bank, your return would be next to nothing. You should always look for a 20% ROI when investing in property. 2:27 - What's the breakdown of the ROI? A good starting point will be £350 per month, per room for the rent, which equates to £1400 per month. However, this will not be all profit, there are various bills to pay. 4:17 - Conclusion and round up. Add up all your expenses and calculate your return on investment to find out how much income you will be making passively every single month. Not to mention you have equity trapped in the property AND capital appreciation! Share this video: https://youtu.be/iuBtRtBYStk Subscribe to this channel for more content: https://www.youtube.com/channel/UCS6SES6btXx2tVFzWy4oToA?sub_confirmation=1 How To Start Investing In Property: https://www.youtube.com/watch?v=fD72LIRCoRw&list=PL2pwVLNuxBo-6LAqip-DiNmNpDlmfxx9A How To Buy Property Below Market Value: https://www.youtube.com/watch?v=QsSE16fz7ws&index=3&list=PL2pwVLNuxBo9-mqWRERxqIkXpsXXnhzBP How To Buy A House with No Money Down: https://www.youtube.com/watch?v=8XoOaz1K1mo&index=3&list=PL2pwVLNuxBo8LdQHChi5Vdymq6oHgZz0t&t=0s How To Finance Property Deals: https://www.youtube.com/watch?v=3DIStoRbaFE&list=PL2pwVLNuxBo9mQlt-GMmjUHPgm5GRtjZe FOLLOW ME on social media: Facebook: https://www.facebook.com/groups/778613042238071 Instagram: https://www.instagram.com/leeds.samuel/ LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 Podcast: https://www.youtube.com/channel/UChZcrWJ6gl1ct2jYPnZ556Q
Views: 32404 Samuel Leeds
What does Qatar own around the world? | CNBC Explains
 
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This tiny country in the Middle East is the richest per capita. CNBC's Uptin Saiidi explores the global assets of Qatar. ----- Subscribe to CNBC International: http://cnb.cx/2gft82z Like our Facebook page https://www.facebook.com/cnbcinternational Follow us on Instagram https://www.instagram.com/cnbcinternational/ Follow us on Twitter https://twitter.com/CNBCi Subscribe to our WeChat broadcast CNBC_international
Views: 744031 CNBC International
Client Service | Miles Standish, Managing Director | Fisher Investments UK
 
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Miles Standish, Managing Director of Fisher Investments UK, discusses how the firm helps investors across the UK in reaching their financial goals. One of the key factors he points out is the organisation’s focus on providing outstanding services to every client Fisher Investments UK works with. He describes the passion he sees in our staff throughout all parts of the business, which drives people in every role to constantly look for ways to improve the firm’s services to its clients. To learn more, visit us at https://www.fisherinvestments.com/en-gb/.
Views: 1250 Fisher Investments UK
Lets talk about Grant Cardone and why I don’t buy 16+ unit properties
 
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I’m often asked why I’m not investing in 16+ unit multi-family properties like Grant Cardone highly recommends. While I have nothing but massive respect for him, and while don’t disagree with him or anything he says, this is why I haven’t yet ventured into 16+ unit properties and instead, why I’ve been investing in 1-4 unit buildings around Southern California. Enjoy! Add me on Snapchat / Instagram: GPStephan Disclosure - I’m an avid subscriber of Grant Cardone and really appreciate what he puts out there. In real estate, there are a million ways to invest - it’s certainly not a one-size-fits-all approach. While you can’t argue with his success, and while I don’t disagree with him at all, these are my perspectives and points of view for the location and market where I’m investing. Every single market is different and requires a more tailored technique depending on your cash flow goals, long term outlook, and area. What Grant does is extremely effective, and I have nothing but respect for him, although my preference so far - given my price range, location, and selection of deals - has led me to 1-4 unit properties. What Grant says (summed up to a few basic points): 1. Buy minimum of 16 units. The more units you have, the more tenants you have paying you, which spreads out your risk of losing rent during vacancy. 2. Economy of scale helps where you have one single building to repair and service with multiple tenants. 3. With 16+ units, you can hire a manager. My thoughts: 1. It’s absolutely true that having more units reduces your risk of losing 100% of your rent, as you would if you had a single tenant paying you 100% of your rent. However, from what I’ve found, vacancy rates are about the same between 16+ units and less than 4 units. It’s difficult to estimate vacancy rates as it entirely depends on the location - and can vary wildly - but between two places in a similar location, they should each have about the same vacancy rate. So while I absolutely agree with him that it spreads out your risk, you should experience about the same amount of vanancy between both 2-4 units and 16+ units. 2. Economy of scale is another valid point. However, keep in mind that with 16 units, you have 16 kitchens, 16 toilets, 16 things to break. The cost to fix one toilet for a tenant paying $450 per month is the same as it is to fix one toilet for a tenant paying $4500 per month. Having one building can be a LOT simpler to manage from the perspective of having one single location, but it doesn’t necessarily mean that it’ll be less work than a high paying 2-4 unit place. 3. Hiring a manager is vital for something with that many units. This should be factored in your expenses and anticipated rate of return. I self manage my 1-4 unit properties and it doesn’t take more than a few hours per month, fairly manageable. This would be much more if I were to manage a 16+ unit place on my own. For Grant, I totally understand why he prefers larger deals - when your dealing with $10m+ buildings, the rents you get on a few units for $10m rarely ever makes sense…. it doesn’t make sense to buy 50 houses to rent out. That would be a huge hassle. In the larger deals of 5 million dollars or more, having one asset vs a dozen houses makes life a lot easier. The thing that I’ve discovered is that it all comes down to your return. It’s just money. It’s what will make you the most money for your investment. And generally speaking, they all tend to average about the same. You can increase these returns by buying something that needs work, renovating, and re-renting it out with higher returns - but you can also do the same with smaller multi family or apartments, it’s all the same. For me, I’ve focused on houses and under-4 unit buildings because they’ve generated the highest returns from where I’ve looked in my location. And because I’m not buying $5,000,000+ places in LA, the under-4 units make the most sense. To sum things up, I don’t disagree with Grant but real estate is so location dependent that one technique isn’t necessarily better than another. It’s highly personalized and at the end of the day, I go with what brings me the highest returns for where I want to invest. It all comes down to personal preference and where you get the best value. Thanks again for watching! For business inquiries, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 253765 Graham Stephan
How to make money on the Forex market?
 
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Watch our video to find out the basic processes taking place on the foreign exchange market and how you can benefit from them. In addition, you will learn how you can determine the right broker for successful trading. CLICK HERE to get the best trading conditions on the market: https://goo.gl/ikEZ9j ENHANCE YOUR IB offering and attract a profitable client base with Tickmill: https://goo.gl/L6Hxgh MAKE PROFIT of the market movements: https://goo.gl/BTSBHh LEARN how to trade FOREX: https://goo.gl/pG7D6c Social media: Facebook - https://www.facebook.com/Tickmill/ Twitter - https://twitter.com/Tickmill LinkedIN - https://www.linkedin.com/company/tickmill Webpage - https://tickmill.com/ Business Contact: Tmill UK Limited Client Support: +44 203 608 6100 Office: +44 (0)20 3608 2100 [email protected] Tickmill Limited Client Support: +852 5808 2921 | +65 3163 0958 Office: +248 434 7072 [email protected]
Views: 752027 Tickmill
After Saudi Arabia, UAE & China, Now Russia To Invest $2 billion in Energy Projects in Pakistan
 
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After Saudi, UAE & China, Now Russia Keen To Invest in Pakistan A state-run Russian firm, Inter RAO Engineering, has proposed to invest $2 billion in Pakistan’s water and power sector projects according to The Express Tribune. Inter RAO Engineering is one of the biggest public energy companies in Russia that has joint ventures leading organizations like Siemens. Other informative videos on China Pakistan Economic Corridor (CPEC) Project The Biggest Gamble of Pakistan || India Jealous of CPEC? https://youtu.be/6tLULByM5H8 Is CPEC A Debt Trap for Pakistan ??? The Higher Interest Rate on CPEC Loans https://youtu.be/tvte08l1oek Saudi Arabia to Invest in Big Economic Projects in Pakistan CPEC https://youtu.be/GxDET2nYGKA Why India is Scared of China Pakistan Economic Corridor CPEC https://youtu.be/-gi0rjqmvYs China Pakistan Economic Corridor CPEC, Game Changer for the region https://youtu.be/0JLpzUDKNKU Chinese Prisoners are Working on Development Projects of CPEC in Pakistan https://youtu.be/nsH4HPl8GJA CPEC Impact on Pakistan Economy and GDP Growth: See How CPEC Transforming Pakistan's economy https://youtu.be/iVYxUOcQcnc Iran Won't Allow India to Use Chabahar Port Against Pakistan https://youtu.be/Ld2bxlOiPYU Update on Chinese Workers Khanewal Police Incident and Pakistan China Relations https://youtu.be/NRFkN1dJVGA CPEC Early Harvest Projects Create Over 30,000 Direct Jobs in Pakistan https://youtu.be/ecR5wgUsI1c Proved: India is trying to sabotage China Pakistan Economic Corridor https://youtu.be/TmGhTce4OJ4 See how Maneuverable is Pakistan's JF-17 Thunder Aircraft Remote Contol RC Model of JF-17 Thunder https://youtu.be/0GlWEQsoxUw Follow us on: Facebook Page https://www.facebook.com/pakistanaffairs2017 Twitter https://www.twitter.com/pakistanaffairz
Views: 35633 Pakistan Affairs
Investment update 8 December 2014: A period of stability in interest rates
 
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Stephen Halmarick, Head of Economic and Market Research at Colonial First State, on the outlook for Australian interest rates.
Views: 17266 Colonial First State
UK Property Yields | Colliers International UK
 
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Read a full White paper here http://ow.ly/SvW8r Walter Boettcher, Director of Research and Forecasting at Colliers International UK, discusses his latest whitepaper focusing on UK interest rates. How will interest rate rises affect property yields in the UK? How has cross border investment affected market transparency? Read the full report here http://ow.ly/SvW8r
Tom Elliott - UK House Prices
 
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How vulnerable are they to global market turbulence? Tom Elliott finds little reason to believe the doom mongers, the key factor remains UK interest rates and he suggests the first rate rise may now be delayed until 2017. Tom Elliott, International Investment Strategist - deVere Group
Views: 2467 deVere Group Channel
Multi Family Real Estate Investing For Beginners
 
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Investing in multi family buildings can be one of the safest assets for your money – and it should be no surprise that real estate investing creates more millionaires than ANY other business (multi family buildings specifically). But why should you invest in multi family buildings as opposed to the more common strategy of single family homes? Investing in single family homes is without a doubt easier. The tenant quality is MUCH higher, it’s simpler to understand as we can all relate to a residential home, and it’s much more forgiving. If you happen to make a mistake on one of your properties, it’s unlikely that you’ll lose your shirt (and everything else you own!). The game is played at a much smaller level – especially financially. Now it’s not to say that investing in single family real estate is useless, far from it! These properties should definitely be a part of your portfolio as well! They are your bread and butter. Something you can rely on almost every month as the tenant quality is so much higher (caveat: that is if you’re investing in the right areas). I personally own many single family rental properties, and I always will. As I said, they’re extremely reliable. But the REAL money is made in multi family buildings, and that’s because it’s based purely business! Multi Family Buildings Are Built On Fundamentals The positive of investing in multi family buildings is that you’re working with other sophisticated investor’s (properties with 6 units or more, and especially 20 units+) who also bought on fundamentals. Remember, multi family buildings are primarily valued based off of how much income the property generates – period! Comparables and building condition/upgrades do play a part in valuation but it really comes down to income. For example, let’s say a 15 unit building is valued at $1,500,000 in Kitchener and it’s NET OPERATING income (rental income minus all expenses – not including mortgage payments) is $65,000 a year. This would mean that the seller is valuing their property based on a 4.3% cap rate. But let’s say that because you’re an expert (or because you’re working with an expert real estate agent that specializes with investors – that’s me!), that they know this building is in a “B class area” in Kitchener and the condition of the building would also place is it as a “B class”. Which means the cap rate should be 6% at most (every city AND neighborhood will have they’re own Cap Rates. Expert realtors know this!). This means that you have to calculate your offer as such – $65,000 (net operating income) DIVIDE 0.06 = $1,083,333.33 This means that the MOST you’re willing to pay is $1,083,333.33 Remember, commercial lenders (6 units or more) DO NOT CARE that the seller wants 1.5M. And they DON’T CARE if you’re willing to pay 1.5M – all their lending you money on is based on a value of $1,083,333.33 – PERIOD! This is how investing in multi family buildings work – it’s just straight business. And that’s why it leads to positive reason number two below #MultiFamily #RealEstate #Investing Get Access To "Unlimited Cash" - https://fruitful-investing-academy.teachable.com/p/unlimited-cash Get Access To The ENTIRE "Fruitful Investing Academy" Course Catalogue - https://fruitful-investing-academy.teachable.com/ Want A 1-on-1 coaching call with Mat? Book it here - https://fruitful-investing-academy.teachable.com/p/mat-piche-coaching-call
Views: 59921 The Fruitful Investor
3 Bond Funds to Protect Against Rising Interest Rates
 
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When interest rates rise, investors with exposure to longer-term bonds could see their value fall. We explain what can you do to protect against duration risk. Studio Guest: Emma Morgan, Portfolio Manager, Morningstar http://www.morningstar.co.uk -~-~~-~~~-~~-~- Please watch: "Should You Be Worried About the Economy?" https://www.youtube.com/watch?v=WUzqTPeI9IM -~-~~-~~~-~~-~-
Views: 6699 Morningstar UK
Dividend Investing: Pros and Cons of Investing in Dividend Stocks! 💵📈
 
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Dividend Investing: Pros and Cons of Investing in Dividend Stocks! (Should I invest in dividend paying stocks) Investing in dividends is becoming more and more popular. Dividends provide passive income to investors and provides and immediate return on investment. However, before deciding on a dividend investing strategy it is important to understand the pros and cons of investing in dividend paying stock and dividend paying companies. Video Outline and Time Stamps so you can quickly jump to any topic: • Con#1 - 00:50 • Con#2 - 1:35 • Con#3 - 2:15 • Pro#1 - 3:19 • Pro#2 - 3:36 • Pro#3 - 4:38 • Pro#4 - 5:19 Con#1 • Dividends payments are not guaranteed – If a company begins to experience financial hardship the dividend payment may be reduced or suspended for an un-ascertainable period of time. Ford, General Electric and PG&E are examples of companies that have had to reduce or suspend their dividend payments. Diversification is very important when it comes to dividend investing. Con#2 •Dividends are taxable – (With the exception of a Roth IRA) dividends are taxable as income when received, and taxes can easily eat away at investor’s rate of return over time. Growth and small-cap stocks normally do not pay dividends. The growth received on the investment is not taxable until sold so the growth compounds tax free and thus can be considered a large advantage over dividend paying stocks. Con#3 •Slow growth or limited return on investment - Dividend paying companies may provide little to no capital appreciation on the underlying investment so your upside potential is usually limited. Companies that are able to pay dividends are usually established companies that have been around for decades. This means an investor may be missing out on the potential capital appreciation upside of newer companies. Sure it’s great to receive dividend payments based on a 3 – 4% annual yield, but if we are forgoing higher rates of return elsewhere our net worth may grow at a much slower pace. Pro#1 •Immediate return on investment – As a dividend investor you will immediately start receiving dividend payments (usually on a monthly or quarterly basis). Watching real money being deposited into your account that you didn’t have to work for is an amazing feeling. It is truly passive income. Pro#2 •Dividend income has tax advantages – Although we normally think of paying taxes as a bad thing the good news is that dividends are taxed at the more favorable capital gain rates if you receive “qualified dividend payments.” Capital gain rates range between 0 – 24%. A much more favorable rate than ordinary income rates. Next to tax-exempt income it is the next most favorable income for tax purposes Pro#3 •Companies can increase their dividend payments - Profitable companies frequently increase dividends. As earnings increase, companies use dividends as one way to return value to their shareholder. Chevron and Proctor and Gamble are two companies are great examples of companies that have raised their dividend payments to shareholders overtime. I love when I income goes up and I do absolutely do nothing! Pro# 4 •Less worry and less time involved – Companies that pay dividends are typically well established and usually have reduced volatility. This makes me feel at ease, because I know I’m investing in solid brand name companies such as McDonalds or Chevron or Kimberly Clark. I also find myself spending less time researching these companies, because I’m not entirely focused on capital appreciation. I know I’m going to receive a payout either way. Check out some of our other videos and playlists here: ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj ♦ Learn more about how federal income taxes work: https://goo.gl/D1hCX1 ♦ Ways to improve your life at any age: https://goo.gl/uq72bu You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/
Views: 21435 Money and Life TV

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