In this tutorial, you'll learn how to analyze Debt vs. Equity financing options for a company, evaluate the credit stats and ratios in different operational cases, and make a recommendation based on both qualitative and quantitative factors. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 0:50 The Short, Simple Answer 3:54 The Longer Answer – Central Japan Railway Example 12:31 Recap and Summary If you have an upcoming case study where you have to analyze a company's financial statements and recommend Debt or Equity, how should you do it? SHORT ANSWER: All else being equal, companies want the cheapest possible financing. Since Debt is almost always cheaper than Equity, Debt is almost always the answer. Debt is cheaper than Equity because interest paid on Debt is tax-deductible, and lenders' expected returns are lower than those of equity investors (shareholders). The risk and potential returns of Debt are both lower. But there are also constraints and limitations on Debt – the company might not be able to exceed a certain Debt / EBITDA, or it might have to keep its EBITDA / Interest above a certain level. So, you have to test these constraints first and see how much Debt a company can raise, or if it has to use Equity or a mix of Debt and Equity. The Step-by-Step Process Step 1: Create different operational scenarios for the company – these can be simple, such as lower revenue growth and margins in the Downside case. Step 2: "Stress test" the company and see if it can meet the required credit stats, ratios, and other requirements in the Downside cases. Step 3: If not, try alternative Debt structures (e.g., no principal repayments but higher interest rates) and see if they work. Step 4: If not, consider using Equity for some or all of the company's financing needs. Real-Life Example – Central Japan Railway The company needs to raise ¥1.6 trillion ($16 billion USD) of capital to finance a new railroad line. Option #1: Additional Equity funding (would represent 43% of its current Market Cap). Option #2: Term Loans with 10-year maturities, 5% amortization, ~4% interest, 50% cash flow sweep, and maintenance covenants. Option #3: Subordinated Notes with 10-year maturities, no amortization, ~8% interest rates, no early repayments, and only a Debt Service Coverage Ratio (DSCR) covenant. We start by evaluating the Term Loans since they're the cheapest form of financing. Even in the Base Case, it would be almost impossible for the company to comply with the minimum DSCR covenant, and it looks far worse in the Downside cases Next, we try the Subordinated Notes instead – the lack of principal repayment will make it easier for the company to comply with the DSCR. The DSCR numbers are better, but there are still issues in the Downside and Extreme Downside cases. So, we decide to try some amount of Equity as well. We start with 25% or 50% Equity, which we can simulate by setting the EBITDA multiple for Debt to 1.5x or 1.0x instead. The DSCR compliance is much better in these scenarios, but we still run into problems in Year 4. Overall, though, 50% Subordinated Notes / 50% Equity is better if we strongly believe in the Extreme Downside case; 75% / 25% is better if the normal Downside case is more plausible. Qualitative factors also support our conclusions. For example, the company has extremely high EBITDA margins, low revenue growth, and stable cash flows due to its near-monopoly in the center of Japan, so it's an ideal candidate for Debt. Also, there's limited downside risk in the next 5-10 years; population decline in Japan is more of a concern over the next several decades. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Debt-vs-Equity-Analysis-Slides.pdf
Views: 34016 Mergers & Inquisitions / Breaking Into Wall Street
GO READ MY COLUMN! http://autotradr.co/Oversteer SIGN UP FOR TURO! https://turo.com/c/dougd You might think you're getting a lot of features when you spend big money on a luxury car -- but you really aren't. Here's a close look at a Range Rover, and a review of all the extra money you have to spend on a luxury car in order to get all the features you want. RANGE ROVER FULL REVIEW: https://www.youtube.com/watch?v=CGXEv06QOyQ FOLLOW ME! Facebook - http://www.facebook.com/ddemuro Twitter - http://www.twitter.com/dougdemuro Instagram - http://www.instagram.com/dougdemuro DOUGSCORE CHART: https://docs.google.com/spreadsheets/d/1KTArYwDWrn52fnc7B12KvjRb6nmcEaU6gXYehWfsZSo
Views: 652779 More Doug DeMuro
As research shows paternity leave is good for business, top companies now offer 11 weeks paid time off on average and more are encouraging employees to take that time with their families.
Views: 6390 NBC News
Take advantage of the market crash before it takes advantage of you! Have you ever thought about trading stock options?! Do you think you have what it takes?! Are you looking for ways to profit when markets fall? https://www.marketcrash.money The opportunity for the next “Big Short” has never been so remarkable! Some people will make millions from a more severe Market Crash 2018. Unfortunately, this also means that many will lose millions. This is why I created this channel: to make you aware that possibility of this Market Crash 2018 is very real and to show you strategies of how you can avoid being a victim of this coming crash and actually profit from the market crash. Today you have a choice: Prosper through the crash and help others to do so. Or ignore the signs and suffer the consequences! The choice is yours. HOW CAN YOU PROTECT YOUR MONEY AND PROFIT FROM A COMING MARKET CRASH IN 2018?! LEARN MORE INFO AND SCHEDULE A COACHING SESSION TO LEARN TO TRADE STOCK OPTIONS FOR HUGE PROFITS IN BOTH UP AND DOWN MARKET CONDITIONS BY VISITING: HTTPS://WWW.MARKETCRASH.MONEY Did you miss out on bitcoin? Or did you arrive too late to the party and bought it at the highest level? Don't feel bad. It's not your fault. Did you know you can get "bitcoin like" results almost every week? Are you just starting out as a trader? Have you been trading for some time, but would like to get better results? I can definitely help you. My name is Leonardo. I help people with a dream make it a reality through trading weekly options. Why should you listen to me? I have been trading for 12 years. I have a very simple system. You don’t have to be a math wizard to use it. My returns range from 100% to 5000% and I typically hold my positions for 48-72 hours. I am not right a 100% of the time. I am a human being. I like coaching people that are risk takers, aggressive and don’t like being average. If you are happy with average results this is definitely not the right place for you. So if you are a conservative trader my trading style may be too unorthodox for you. My best live trading day is turning 12k into $466,864.86 in 6 hours and 39 minutes. Which represents a 3800% return. My trading strategy works with smaller amounts as well. If you are looking for a longer term investment, my strategy could be applied to 3 months, 6 months, 1 year and 2 year time frames as well. For test purposes, I have recently conducted a real-life study, where I took $72 and turned it into $2384 in 5 trading days. Which represents a return of 3300%. Some of my trades do lose money. I would be very skeptical if someone promised you a system that made money 100% of the time. Take advantage of the market crash before it takes advantage of you! 2018 is the year of amazing opportunities to profit from market corrections and drops and I know you don’t want to miss out on them! Schedule your breakthrough coaching session now and start making money in as little as 7-14 days. Because I learned everything by DOING I can share a wealth of information with you that will save you thousands of dollars and hours learning it through making your own mistakes. I like coaching both new and experienced traders. I believe the best way to learn is one on one coaching. I personally wish I had a coach like myself to guide me when I started and throughout my trading journey. The initial consultation is only $89. But it’s worth thousands because you will get: 1. The blueprint of what it took to turn 12k into 466K in less than 7 hours. 2. The study of turning $72 into $2384 in 5 days. 3. 30 minutes of one on one phone time with me. 4. The simple 3 step system will be revealed to you. After the initial consultation, you can choose 30, 60 or 90-day coaching program with me. In most cases, you will be able to start trading and making money in 7-14 days. In the event you don’t choose a coaching program, you get to keep all the tremendous value from the consultation. Just the consultation alone could give you the necessary edge you may be looking for to take your skill to the next level. If you want to go deep sea fishing in the ocean of weekly options, I 'll be your captain. https://www.marketcrash.money Feel free to contact me with any questions 386-4ninezero-43ninezero
Views: 257 TradingOptions LIVE
More fast food companies are having "vegan" options and they're not even vegan!
Views: 13 onis
The best personal loan companies I found online in 2019! LightStream Loans (My #1 Pick): http://bit.ly/lightsteam_loans (I may be compensated by LightStream through this link.) Please subscribe: https://www.youtube.com/c/HonestFinance?sub_confirmation=1 If you're looking for a personal loan online, then this video should help you out quite a bit. I had to do a lot of research for a personal loan in my own life, so I'd like to share the best personal loan companies that I found online. When it comes to personal loans, there's too many lenders to choose from, so I've narrowed them down to 4 specific personal loan options. Each of these lenders does not charge an origination fee and they've all got great rates and terms to choose from. I’d consider them all low interest personal loans, because they’ve got the best rates in the industry. So if you need to pay off credit card debt, consolidate debt, or you just want to improve your home, then a personal might be for you. I'll be covering Marcus Loans by Goldman Sachs, LightStream Loans by SunTrust Bank (my favorite), American Express Personal Loans and TD Loans as well. All of these personal loan companies have great rates and loan options for every type of consumer. Some are great options if you need a personal loan with bad credit and others require excellent credit for the best rates. Enjoy the video and please share it!!! Thanks. ▬▬▬▬▬▬▬▬▬▬▬▬▬ --- Resources and Recommendations --- DISCLAIMER: This video description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). This helps support the channel and allows me to continue making in-depth content for you. Thanks for the support. COURSES I RECOMMEND: - How to Grow and Rank on YouTube: http://bit.ly/YTRankingAcdmy BOOKS I RECOMMEND: - Get 2 Free Audiobooks from Audible: http://bit.ly/AudibleFreeTrial_HF (Because leaders are readers :) - The $3 Book that Changed my Life: http://amzn.to/2DuHmIy - Best Book on Time Management: http://amzn.to/2Cj59hG - Best Book on Investing/Stock Market: http://amzn.to/2DtEM5E - Best Book on Budgeting/Debt: http://amzn.to/2Ekyszc - Best Book on How Money Works: http://amzn.to/2Eaqdp5 INVESTING AND LOANS: - Check out Betterment for automated, low-fee investing: http://bit.ly/Betterment_Investing - Get a Free Stock for trying Robinhood: http://bit.ly/robinhood_hf - Lightstream loans is who I recommend for any auto loans, personal loans or debt consolidation. They have the best rates and don’t charge any fees or pre-payment penalties. http://bit.ly/lightsteam_loans ▬▬▬▬▬▬▬▬▬▬▬▬▬ SOCIAL MEDIA: Facebook: https://www.facebook.com/honestfinancechannel Twitter: https://twitter.com/FinanceHonest Linkdin: https://www.linkedin.com/in/honest-finance-1622a6171/ Pinterest: https://www.pinterest.com/honestfinance/ ▬▬▬▬▬▬▬▬▬▬▬▬▬ Welcome to the Honest Finance Channel! I'll give you the honest truth about a variety of financial topics in a way that actually makes sense. I'm not a financial advisor and I'm not here to advertise a bunch of products. I simply want to share my financial advice with anyone who will listen. Help me translate my videos: http://www.youtube.com/timedtext_cs_panel?c=UCNGiXK9ZsxIzY-3g_TPilBQ&tab=2 #honestfinance
Views: 1793 Honest Finance
There are solutions for Asset Based Lending and Factoring when IRS Tax Liens are present. Whether you are a lender or potential borrower, we have solutions for you.
Views: 19 TaxCorpLLC
Part one of two of an episode talking about how I came about getting to Japan. In this half, I talk about what I did, and also about the other common options for foreigners wanting to come live here. I split it into two parts to keep it from getting too long. Here's the list of companies I specifically mentioned: JET Programme: http://www.jetprogramme.org/ Interac: https://www.interacnetwork.com/recruit/ Heart: http://www.heart-school.jp/en/ Amity: http://www.amityteachers.com/ AEON: http://www.aeonet.com/ Berlitz: http://teach.berlitz.co.jp/ ECC: http://recruiting.ecc.co.jp/ NOVA's site seems to be down, so here's their wiki page: http://en.wikipedia.org/wiki/Nova_%28eikaiwa%29 GaijinPot's job recruitment page: https://jobs.gaijinpot.com/
Views: 29760 kawaiijutsu
42Q provides users with a cloud-based Manufacturing Execution System (MES) that offers advantages in efficiency and cost relative to legacy, on-premise solutions. 42Q provides simplified access, ease of use and higher system uptimes. Servers, data storage devices, networking equipment, and software are all accessible within a powerful, streamlined cloud environment. By combining multiple IT components into a single, optimized cloud solution, 42Q provides scalability with minimal overhead and infrastructure.
Views: 151 Sanmina
I got my foundation of this in my mail today and honestly I'm not wowed, I have other drugstore options that feel better on the skin and offer more shades for everyone. I'm dissappointed becausse for one this was so hyped up and the release was trash while the product was lackluster. The point is I will no longer give my money to companies who choose to exclude. Next video is going to be a haul & review of some new goodies!
Views: 37 Chanel Froberg
There’s lots of talk about Venture Capital and Equity as a way to fund growth. But there are also plenty of other, smart, debt based options that can work for small business -- without the need to sacrifice equity and control of your business. In this presentation, co-hosted by Molly Otter from Lighter Capital (www.lightercapital.com) and David Ehrenberg from Early Growth Financial Services (www.earlygrowthfinancialservices.com), you will learn about the different debt options available to growing small businesses, including revenue-based financing, venture debt, MRR lines, merchant cash advances and more options from both traditional and specialist technology banks. For each at debt option you will learn: - What they are and what uses they work best for - What to watch out for - How to figure out which options are right for your business. Whether you are thinking about equity or debt funding to take your business to the next stage, don’t miss this opportunity to consider what debt financing can provide -- and how it might make sense for your growing company. Presenters: Molly Otter, Chief Investment Officer for Lighter Capital David Ehrenberg, Founder and CEO of Early Growth Financial Services
Views: 1494 EarlyGrowth
This is a simple guide aimed initially at describing what a company is and then going onto to explain what corporate insolvency options exist - hopefully, in a way that is easy to understand the basics.
Views: 2937 ThorntonRones Ltd
http://optionalpha.com - ================== Listen to our #1 rated investing podcast on iTunes: http://optionalpha.com/podcast ================== Download your free copy of the "The Ultimate Options Strategy Guide" including the top 18 strategies we use each month to generate consistent income: http://optionalpha.com/ebook ================== Grab your free "7-Step Entry Checklist" PDF download today. Our step-by-step guide of the top things you need to check before making your next option trade: http://optionalpha.com/7steps ================== Have more questions? We've put together more than 114+ Questions and detailed Answers taken from our community over the last 8 years into 1 huge "Answer Vault". Download your copy here: http://optionalpha.com/answers ================== Just getting started or new to options trading? You'll love our free membership with hours of video training and courses. Grab your spot here: http://optionalpha.com/free-membership ================== Register for one of our 5-star reviewed webinars where we take you through actionable trading strategies and real-time examples: http://optionalpha.com/webinars ================== - Kirk & The Option Alpha Team
Views: 190 Option Alpha
Know about Bioinformatics Course, Top Bioinformatics Engineering Colleges in India, Career options after Betech in Bioinformatics, Scope and Top Recruiting Companies Bioinformatics Colleges in India: https://www.allschoolscolleges.com/engineering/bioinformatics-colleges-in-india Know more about Bioinformatics https://www.allschoolscolleges.com/courses/btech-in-bioinformatics
Views: 352 allschoolscolleges
Lighter Capital VP Rob Belcher discusses funding options for software and technology companies at various stages of the business lifecycle. Topics covered include angel rounds (including convertible debt), bank financing, venture capital, revenue-based finance and bootstrapping. Particularly attention is paid to the pros and cons and relative costs (both monetary and not) of each.
Views: 160 Lighter Capital
If your company works with international employees, you need a strategy for handling H1-B changes. Morrie Berez discusses an option besides H1-B for companies who need international talent. If you need help finding international employees or bilingual talent here in the US, contact us to take advantage of our free platform and services: www.hgplus.com; email us at [email protected]
Views: 33 HG Plus
Since the start of the recession, many companies have consolidated their human resources departments and are relying on staffing companies. Some job seekers call them temp agencies because they can offer temporary jobs.
Views: 1876 WOOD TV8
It can be really difficult to find good childcare options when you work full-time. However, many local companies throughout the Tampa Bay area are featuring flexible options that are helping employees. ◂ The ABC Action News app brings you the latest trusted news and information. ABC Action News is Taking Action For You with leading local news coverage, "Certified Most Accurate" weather forecasts, and award-winning I-Team investigations. ABC Action News, WFTS, covers local news in Tampa Bay and Florida. iPhone: http://bit.ly/http://bit.ly/iOS-wfts Android: http://bit.ly/abcaction-android
Views: 184 ABC Action News
We interview Ed Prater at Food Marketing Group in Miramar, Florida, a large provider of ice cream products to the cruise line industry. Forklifts can be a hazard at companies which have a large storage and warehouse facility. Varner Claims Consulting http://www.varnerclaimsconsulting.com/ (VCC) helps businesses like this place injured employees in light duty, and / or transitional work and other return-to-work options of value to help the insurance company, the self-insured trucking company, and the Professional Employment Organization (PEO) industry. Most industry groups are challenged to get injured employees into transitional, light duty and return-to-work (RTW) programs. Most groups don't have facilities available to place these employees. Varner Claims Consulting can get these folks into light duty work, usually within 24 hours. These VCC transitional programs usually benefit not-for-profit organizations. There are many variables to consider, but everyone benefits (the employee, the employer, the family of the employee, the community, and so on) if you are able to get employees back to work sooner than later. About Dan Varner: http://bit.ly/TfetkH More video: http://www.youtube.com/playlist?list=PLCil1FS-kqwKlGJbRab26r32Rl38XBtBj Dan Varner has over 30 years experience in insurance claims (property and casualty) and worker's compensation. VCC http://www.varnerclaimsconsulting.com/ provides return-to-work solutions for employers on worker's compensation and disability claims that include temporary and permanent restrictions. Daniel R. Varner http://linkd.in/SNGs0O Return To Work Services/Claims Consultant 312-450-3259 [email protected] Dan on LinkedIn here: http://linkd.in/SNGs0O YouTube video content can power your website traffic, help your message/brand flourish online & via social media, and INCREASE your business. Amplification, Inc. http://www.amplificationinc.com/ social media marketing and management company can help you with social media marketing, access, content generation, YouTube videos, YouTube reality production, blogging, Pinterest, Twitter, and everything else social media related, read the blog http://clubcabeza.blogspot.com/. http://www.amplificationinc.com/ Music courtesy: http://www.darylldobson.com/
Views: 635 Amplification, Inc. Digital Marketing Agency
http://bit.ly/ZsJkzi Reviews BinaryTrading247.com You Can sign up Options Best Trading Companies .Get More Free Stuff Online http://getmorefreestuffonline.com
Views: 44 Karen C. Hise
http://www.LazyBinaryOptionSignals.com Nadex vs overseas Binary options companies. Simple, cut the confusion Nadex you can earn more.
Views: 587 MrBinaryoptions
Get a FREE COPY of the condensed version of Cracking the Code to Profit: 👍👍 👉👉 https://lawncrack.com/sneak-peak It describes exactly how I made over $100K running my lawn care business that I started with a push mower. You can do it too! https://LawnCrack.com/Area-Calculator 👉 $387 Proslide XT - CHEAPEST PRICE AROUND!!! 👌👌 https://LawnCrack.com/Shopping New a website? Visit https://lawncrack.com to learn more! Best marketing options for a company just getting started on a limited budget. Fiverr.com or Upwork.com if you need design work done cheap. 55Printing.com for the best stationary printing prices. I recommend using a local printer for your uniforms. http://www.LawnCrack.com
Views: 1680 LawnCrack
Lorenzo Bacciardi, Managing Partner of Bacciardi and Partners talks about the Italian market and the options available for foreign companies.
Views: 28 IR Global
Trump scheduled the date to announce his plan to leave his businesses, but with his children at the helm of several of them, he may not have many ethical options. » Subscribe to MSNBC: http://on.msnbc.com/SubscribeTomsnbc About: MSNBC is the premier destination for in-depth analysis of daily headlines, insightful political commentary and informed perspectives. Reaching more than 95 million households worldwide, MSNBC offers a full schedule of live news coverage, political opinions and award-winning documentary programming -- 24 hours a day, 7 days a week. Connect with MSNBC Online Visit msnbc.com: http://on.msnbc.com/Readmsnbc Find MSNBC on Facebook: http://on.msnbc.com/Likemsnbc Follow MSNBC on Twitter: http://on.msnbc.com/Followmsnbc Follow MSNBC on Google+: http://on.msnbc.com/Plusmsnbc Follow MSNBC on Instagram: http://on.msnbc.com/Instamsnbc Follow MSNBC on Tumblr: http://on.msnbc.com/LeanWithmsnbc Donald Trump Has Limited Ethical Options To Leave His Companies | Andrea Mitchell | MSNBC
Views: 9389 MSNBC
In this tutorial you will learn about the different financing opportunities available for tourism business projects. The financing categories are: Internal financing: Self-finance by founders; Inner circle (FFF: Family, Friends, "Fools"). External financing: Finance Market: General: for all companies; Sectorial: for tourism companies Steps for choosing the best financing option for your company Internal Analysis: - Analyse the economic needs of your company. This analysis is done based on the project investment plan and the operating cycle. - Understand your borrowing capacity and the plan for repaying the borrowed funds. - Search for info about financing options in: Financial institutions, learn about current financial offers and conditions. Organisations and public institutions, national, regional and local, for grants European Network of Entrepreneurs in the tourism sector: http://net-tourism.eu/members.html Main external financing options for European SMEs: Public funding / Private funding Private funding Services provided by financial institutions for companies. - Loans: financial transaction provided with a contract. The financial institution lends money to the company with an associated interest rate. - Lines of Credit: The financial institution offers the company a certain amount of money for a set period of time. - Leasing: Financial lease of goods, with the option to buy. - Renting: a lease of fixed assets: machinery, vehicles, computer systems, etc. The ownership of the equipment remains in the hands of the financial institution or specialised company who then allow the client use of said item. Venture capital funds: entities that temporarily take equity stakes in unlisted companies. In Europe, many of these agencies belong to the European Venture Capital Network: www.evcnetwork.org Business Angels: individual investors who bring their capital, knowledge, and network management capabilities to boost business projects. They are organised into networks. Some important networks are: European Directory of Business Angels, EASY and Gate2Growth. Crowd-funding: The collective financing of a project. Starting with small individual financial contributions Public funding From "National programs": o Sectorial Aid: is channelled through organisations and public entities (local, regional or national) who have knowledge of the tourism business. o General aid for all SMEs. From "European programmes": o Direct aid, through grants. o Indirect aid through national and local intermediaries such as: Financial intermediaries to help SMEs. Managing authorities of member states who manage fund programmes in the different European regions that are shared with the European Union
Views: 354 Tourism Business Portal
In this episode of Ask Style Girlfriend, Megan gives suggestions for places to find stylish, expensive boots in preparation for the cold weather ahead. Direct-to-Consumer Brands: Thursday Boot Company Beckett Simonon Jack Erwin Brands Mentioned: Timberland Clarks Frye Red Wing Shoes East Lind ***************** ABOUT STYLE GIRLFRIEND Head to Style Girlfriend (www.stylegirlfriend.com) for daily men’s style tips, tricks, and shopping shortcuts. And sign up for our FREE text message service at service.stylegirlfriend.com. You’ll be able to message Team SG with all your pressing style and shopping questions, and receive fast, personalized recommendations and advice. ***************** HOOK UP WITH US (…ON SOCIAL) Twitter: https://twitter.com/StyleGF Facebook: https://www.facebook.com/StyleGirlfri... Instagram: http://instagram.com/stylegf Pinterest: https://www.pinterest.com/stylegirlfr... Snapchat: https://snapchat.com/add/styleGF ***************** SG IN YOUR INBOX To sign up for all the latest and greatest from SG HQ, click here → https://t.co/ChnNwtnyYZ ***************** WANT TO KNOW MORE? We want to hear from you! If you’ve got questions about this video or any other topic under the sun, post it in the comments! We’ll try to get to your question in the very, very near future. See someone else’s question you’d like answered? Upvote it so we’re sure to spot it. If you haven’t heard back yet, hang tight..we should be getting to you shortly! In the meantime, head to stylegirlfriend.com and service.stylegirlfriend.com, where you might just find an answer to your question. ***************** RELATED VIDEOS Styling Men's Trousers: https://youtu.be/D2vPtzPKMSQ How to Wear Chinos: https://youtu.be/CeojnbDY-5A
Views: 2522 Style Girlfriend
Funding Options for Life Science Companies Brought to you by the i-lab and the Are you thinking about what you need to fund your company? Where do you start? Funding is not "one size fits all". Every company has to approach their pathway to funding with a unique approach. Join our fundraising experts for an in-depth discussion of what options you have for funding and how to decide which paths are right for you and your company. We'll have a specific focus on life science focused companies and technologies and the funding choices available. Experts: -Jeremy Halpern, Nutter McClennen & Fish -Yumin Choi, HLM Venture Partners -Paul Hartung, Cognoptix, Inc Learn more about the Harvard Innovation Lab at http://i-lab.harvard.edu/ and follow us on Twitter at http://twitter.com/innovationlab and like us on Facebook athttps://www.facebook.com/harvardinnovationlab
Views: 772 Harvard Innovation Labs
http://www.911truth.org Financial transactions in the days before the attack suggest that certain individuals used foreknowledge of the attack to reap huge profits
Views: 8749 911truthdotorg
Many business limit their growth by keeping their operations small, observes Hyatt Regency Hotel general manager Garry Friend, calling on companies to expand their customer bases
Views: 530 MCL Digital
A video to help answer a few questions regarding working for one of the larger placement companies that allow you to teach English in Japan. I also touch on the topic of working in general and getting a job not necessarily related to English. For Contact, [email protected]
Views: 491 DaveTrippin
Leaders and investors of venture-backed technology companies have many options to assess for restructuring their organizations. Armanino will explore common signs of distress, strategic options for out-of-court and in-court restructuring, fiduciary duties of insiders, and critical best practices to ensure success, including monetizing intellectual property. Our case study format will bring these strategies to life.
Views: 221 Armanino LLP
The auto body industry reached out to FOX61 with concerns over a new technology many car insurance companies are encouraging customers to use. The service allowing customers to send photos of the damage to their car after an accident in for a claim, leaving out the appraiser as the middle man. The insurance companies using the service say it’s intended to be an added convenience to customers and to speed up the claims process. Anthony Ferraiolo, president of the state’s Auto Body Association argued there’s often more to car damage than what can be seen on a picture. He explained this while recalling one of his own customer’s experience with the service. “She brought the car to me and when I physically inspected the vehicle I noticed the tire was cut, the suspension was damaged, the person should have never been driving the vehicle, it was not safe for the road,” Ferraiolo added the customer had been driving the car around in that condition for about a week. “The estimate that they had prepared was maybe a 6 or $700 estimate when the total cost of the repairs was maybe $4,000 when the job was done,” Ferraiolo said. “The cars are so complex today that you can’t see all the damage,” Bill Denya of Denya’s Auto Body said. He too has been noticing safety issues popping up with his own customers. “When you do it with a photograph you can tell if the light is out, the high beam’s out the blinker’s out the brake lights out, maybe all the brake lights are out now all of the sudden who’s going to hit you in the back,” Denya said. Denya and Ferraiolo brought their concerns to the attention of the Connecticut Insurance Department who told FOX61 they are looking into their concerns and encourage consumers to come forward with any issues they themselves are having. The department said, however, they have not received any complaints on the matter from drivers. “It is new technology and it is like anything else that the department is going to look at and make sure that it is working properly within the market,” Gerard O’Sullivan, Director of Consumer Affair for the Connecticut Insurance Department, said. O’Sullivan emphasized that even when there is new technology, drivers are not required to use it. “This is always going to be the consumer’s choice, it’s up to the consumer if they want to do it this way if they feel more comfortable then by means that’s their right to have someone come out an look at the car,” O’Sullivan said. Esurance, Metlife, and AllState are just a few of the insurance companies now offering the photo claim service. Some of the issues brought to FOX61’s attention were for claims made through Allstate, so we reached out to them. The responded by saying many of their customers have had a very positive experience with the service. “Allstate’s virtual estimating feature, QuickFoto Claim, allows customers to capture high quality photos of the damage to drivable vehicles using their smart phone. Regardless of whether the inspection is done physically or virtually, hidden damage is sometimes found by the repair shop. In these situations, Allstate will work with the repair shop to review the supplemental damage and issue additional payment if necessary," said Allstate. via FOX61
Views: 305 Color Recon
The firm has been recognised as one of the UK’s fastest growing companies in the annual Sunday Times HSBC International Track 200 league table http://www.options-it.com/pressrelease/sunday-times-awards/
Views: 122 Options Technology
Dr Roger Barker, Head of Corporate Governance, Institute of Directors gave an evening seminar entitled "Short-termism in UK public companies – implications, evidence and policy options" on Tuesday 24 February 2015 at the Faculty of Law as a guest of 3CL (The Centre for Corporate and Commercial Law). For more information see the Centre for Corporate and Commercial Law website at http://www.3cl.law.cam.ac.uk/
Views: 655 Cambridge Law Faculty
if you see this comment Hawaiian dad shirt :) i do know what vegans eat, ( nothing relating to animals, such as dairy, eggs, and meats) instagram // instgranm.com/itsainsley
Views: 369 fairly meredith
Guest: Ninang Riza Matibag-Muyot, Financial Adviser Date Aired: August 13, 2015 Visit http://www.untvweb.com/programs/good-morning-kuya
Views: 141 UNTV News and Rescue
Our options team has been watching InterMune (NASDAQ:ITMN) call options which are currently trading at 11.7 times their average volume, after several analysts upgraded shares of the company. Hyperdynamics (NYSE:HDY) calls are also very active today, trading at 5.6 times their average volume, despite reporting earnings that missed analyst expectations. Also lighting up the screens of options traders are Northern Oil & Gas (NYSE:NOG) calls, trading at 4.9 times their average volume. SodaStream (NASDAQ:SODA) calls are not far behind at 4.3 times their average volume after several investors placed bullish bets on the company. Finally, Pioneer Natural Resources (NYSE:PXD) calls close out the list at 3.9 times their average volume despite being downgraded by analysts.
Views: 76 FinancialNewsOnline
Air travelers could soon find flying in the U.S. a lot cheaper. A new class of travel is being rolled out on American Airlines. CGTN’s Phil Lavelle explains from Los Angeles.
Views: 199 CGTN America
Visit http://www.techcelerate.org/jan2011 for event details and http://techcelerate.org/summary-fundi... for post event coverage. On 15th June 2010, the North West Development Agency (NWDA) announced the appointment of fund managers to manage its £185 million venture capital and loan fund. The NW fund became open for business seven months later, on the 15th of December 2010 allowing over £400 million (when match funding is added) to be invested as equity and debt finance over the next five years in the north west. The event provided an opportunity to meet fund managers, understand the investment criteria of each fund represented and have an informal discussion before you formally apply for funding. Furthermore, the event gave everyone an opportunity to rub shoulders with the tech entrepreneurial and investor community of the north west, and turn 2011 into a great year for deal making.
Views: 14 Techcelerate
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Eric Bauswell, Founder & CEO of Surfaceink; a pioneering product design and development company in Silicon Valley, shares 3 options for how Fortune 100 Companies can get into the consumer electronic technology space. Visit www.surfaceink.com to learn more
Views: 49 Surfaceink Product Design & Development
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Hi Guys, This video is for those students who are finding out the career after computer science branch or looking for jobs after computer science branches like MCA,BCA,Btech,Diploma etc. Here I have also discussed about the list of companies available after doing diploma in computer science branch where you can apply jobs for as a fresher or experience. List of top companies who recruit candidates of computer science branch GOOGLE, TCS, MICROSOFT, WIPRO, IBM, INFOSYS, ACCENTURE, ORACLE, TECH MAHINDRA, BIRLASOFT and more... Regards Binay Sajwan (Be Inspired & Keep Inspiring)
Views: 53 Binay Sajwan Vlogs
CAREERS IN INSURANCE.Go through the career opportunities of INSURANCE, Govt jobs and Employment News channel from Freshersworld.com – The No.1 job portal for freshers in India. Visit http://www.freshersworld.com?src=Youtube for detailed Career information,Job Opportunities,Training details of INSURANCE. The field of insurance is wide and diverse. Insurance is also a very important aspect of life with an insurance policy being a must for everyone. This career option of Insurance is challenging and requires lot of hard work and strong persuasive skills. A professional in insurance business has to have a complete knowledge about government norms and regulations, relating to insurance. There are many instances when students after their 12th, take up insurance career as a part time income generating option. Insurance companies have started providing training to these students who aspire to join their company and sell insurance products in lieu of commission or fixed stipend. But as per experts the best way to groom a career in insurance is to complete college education and master’s program, specialising in insurance management. A master’s degree will broadly cover a wide spectrum of subjects with focus on Principles and Practices of Life and General Insurance, Life and Non Life Insurance Domains, Insurance Laws, Life Insurance Underwriting and Risk Management, Liability of Insurance and Life Insurance Claims and Reinsurance and Life Insurance Products. The objective is to acquaint students with various facets in the insurance business and services. There are many colleges and universities that have designed programs to offer specialisation in insurance. Some of the well-known centres of learning are National Insurance Academy School of Management (Pune), The Institute of Insurance and Risk Management (Andhra Pradesh), National Law University (Jodhpur) and Banaras Hindu University. Some of the courses that are offered are International Post Graduate Diploma in Life Insurance, International Post Graduate Diploma in General Insurance and International Post Graduate Diploma in Risk Management. Those doing MBA can opt for specialisation in insurance management or take up Masters in Financial Management that covers insurance as a core subject. Insurance is a flexible career options so students or home makers can take up work with well-known Insurance companies. They can work as an Insurance Agent or an Insurance Sales Executive selling insurance products. It is mandatory to clear the agent exam taken by Insurance Regulatory Authority of India (IRDA). With experience and knowledge they can get good position in companies like ICICI Lombard, Bajaj Insurance, and AVIVA to New India Life Insurance. In the initial stages of the career one can expect to start with a salary ranging from Rs 10,000 to Rs 15,000 plus commission on each policy sold or target achieved. Those graduating from premier colleges can get good salary packages and good position. Career prospects in Insurance are very good as this is a fast growing business with only 14 per cent of the total population insurance. There is still a large portion around 86 % which needs to be sold insurance product. Companies are on lookout for talented people, who can sell policies and products with a pleasing personality and communication skills which can tempt consumers in buying the concept insurance. For more jobs & career information and daily job alerts, subscribe to our channel and support us. You can also install our Mobile app for govt jobs for getting regular notifications on your mobile. Freshersworld.com is the No.1 job portal for freshers jobs in India. Check Out website for more Jobs & Careers. http://www.freshersworld.com?src=Youtube - - ***Disclaimer: This is just a career guidance video for fresher candidates. The name, logo and properties mentioned in the video are proprietary property of the respective companies. The career and job information mentioned are an indicative generalised information. In no way Freshersworld.com, indulges into direct or indirect recruitment process of the respective companies.
Views: 33675 Freshersworld.com Jobs & Careers