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Investing in a 401k for Beginners | BeatTheBush
 
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You landed a new job and got a shiny new 401k. Which fund are you to invest in and what should you do when switching jobs? What if there is a down turn, would you be inclined to pull it out after you see it down 50% for a year and the market seems to be lagging for forever? Let me discuss the strategy behind how you are suppose to invest so you can be prepared in case any of this happens. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo This Channel: BeatTheBush I've obtained a high credit score of 848 out of 850 and I am glad to share the knowledge for everyone. Since 3 years ago, I've started making numerous videos that helped people increase their credit score that are free and accessible to all. Please enjoy my channel. Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY My Tech Reviews: https://www.youtube.com/channel/UCMJPtLUzXP6vKn_Vg2yQehQ The Lazy Cook: https://www.youtube.com/CookLazy
Views: 53518 BeatTheBush
401K Investing Basics 📈 401K Investing Strategies  (Part 1)
 
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5 Basic 401k Investing strategies to get higher returns in your 401K Plan. Learn how to pick 401k Investments. 401K (Retirement Investing) [401K Retirement Investing] Basics of 4 01k Investing. 5 Basic 401k Investing Strategies. In 2017 It has never been more important for us to learn how to invest than now.In order for us to retire in the future we have to learn to invest our money to the best of our ability through a combination of 401K and other investments. 1. Discover Your Fund Choices: (Step 1) Find out what investment choices are offered in your current employer's plan. The fund choices, and number of available choices to choose from are going to vary from company to company. If you do not know what is offered ask your human resource department where you can find this information, and what provider they use. Examples of 401K plan providers include John Hancock, Vanguard, and Fidelity to name a few. Typically your provider will have an account you can access online where you can manage your 401K investments, research rate of return, fund choices etc. Log in, or create an account online to begin to perform your analysis. The analysis may take you a few hours depending on the volume of funds you want to look at so you might consider breaking up your research into one hour blocks so you do not get burnt out. 2. Select the Criteria of the Funds You Want to Analyze (Step 2) My 401K plan has roughly 60 investment choices. Yours may have less, or it may have significantly more, it all depends. If you have more than 100 choices I would consider selecting criteria important to you so your analysis will not consume your life. Here are examples of criteria you may want to consider to cut down on the number of funds you are going to look at: - Rate of return over last 5 years, and last 10 years. (Example: Look at funds that have the highest 5 - 10 return on investment) - Fee ratios - Are you more of a risk taker, or more conservative? As you go through this process make sure you are writing down the fund names and ticker symbols as you go. If you can extract the data to excel that may be your best bet to save the most time. Example: Fund Name: Fidelity Contra Fund: Ticker Symbol FCNTX. I would highly suggest using Microsoft Excel. If you do not have excel considering using a binder or notebook so you can keep your notes easily organized. 3. Learn About the Funds (Step 3) It is always hard for me to believe that so many people do not know what they are investing in when it comes to their retirement account, but they know so much about sports, or their favorite reality T.V. show. Generally speaking....through your 401K provider's website you should be able to read about the funds online. I personally look at the following things: - Top Holdings (What stocks make up this mutual fund?) - Are the individual stocks in this mutual fund companies I would want to own? - What is this funds long term track record, how long has the fund be around? I usually like to invest in something that has been around close to ten years or more. - What is the expense ratio? - How Risky is the fund? Take notes as you go so you do not have to redo the work later. If a financial advisor regularly comes to your company to give market updates try to meet with him (or her) to learn more about your retirement plan funds. The advisor should know these funds very well, and should be able to help guide you in this area. This does not mean you should avoid doing the research. If you have done your research ahead of time you can get their opinion on what you are thinking of investing in. 4. Utilize Free Resources such as Yahoo Finance to Aid You in the Research Process (Step 4) Yahoo Finance is one of the most simple investment websites you can use to do additional research on your provider's funds. In my particular plan the thing it was missing was stock charts. I wanted to visually see how the fund was performing, and so I went to Yahoo Finance to do my research. If you cannot see the chart performance on your mutual fund I would highly, highly recommend taking the time to do this step. Generally speaking you want to see a slow and steady increase in fund price over a long period of time. I'm looking for stable long-term growth for last 10 years, or more. 5. Choose Investments or Reallocate Your Current Investments (Step 5) Time to take action! Links: Investopedia 401K Basics:http://www.investopedia.com/articles/retirement/08/401k-info.asp How to select 401K Investments: https://www.betterment.com/resources/retirement/401ks-and-iras/how-to-select-investments-for-your-401k/ Follow me on Facebook: https://www.facebook.com/MKChipfanpage Follow me on Twitter: @Mkchip123 Crushin by Audionautix is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Artist: http://audionautix.com/
Views: 18743 Money and Life TV
So you want to be a 401(k) millionaire? Here's how to do it, according to Fidelity
 
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The state of your 401(k). Fidelity's top 401(k) tips, with Jeanne Thompson, Fidelity's head of workplace investing, CNBC's Bob Pisani and Melissa Lee, and the Fast Money traders, Dan Nathan, David Seaburg, Mike Khouw and Guy Adami
Views: 130995 CNBC Television
401K Investing: (How Should I Invest In my 401K?) Real Example Of 401K Portfolio and Allocations
 
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401K Investing: (How Should I Invest In My 401K?Real Example Of 401K Portfolio and Allocations) My 401K Investments and Allocations. Free spreadsheet Included You can follow the links here to download the spreadsheet: https://www.dropbox.com/s/t7dwviqzk807esb/my%20401%28K%29%20investments%20and%20why%20I%20chose%20them.xlsx?dl=0 Video Outline and Time Stamps so you can quickly jump to any topic: • How many funds I currently own in my 401(K) - 1:07 • My 401k investment allocations - 1:45 • How much of my 401k is in stocks - 2:50 • Why i'm invested this way in 401K - 4:15 • The downsides of my investment allocation - 5:40 • My 401K Fund performance - 7:30 • How much i contribute per month to my 401k - 8:10 • Other factors to consider before investing in 401k - 9:50 My current complete 401(K) Investing Playlist: https://www.youtube.com/playlist?list=PLSofnwEEZdUyA9zJ6dpNRm-rOxsG515C8&disable_polymer=true How many fund should I own in my 401k? I currently own 5 mutual funds. I used to own four. The financial advisor that comes to my firm encouraged me to invest in non domestic equities so I started allocating future contributions into this new fund. As you can see here I have about 15% of my portfolio in Non U.S Equities. How do I allocate my 401K funds? Asset Allocation – As you can see 80% of my current holdings are in large growth “Blue Chip” type of mutual funds I’ll explain why in a moment. I own 97% stocks in case you are wondering. I’m not big on bonds at the moment. There is certainly some overlap between the two funds in terms of having similar investments, but I’m ok with that as long I believe that the companies within the fund is invested in are solid companies. Why I’m currently invested this way? There are a few reasons I’m invested this way. I want to take a moment to explain why that is so you can understand my mindset. - Age 33 years old at the time of making this video. I can afford to take risks. Especially since I plan on working at least another 30 years. I need this money to grow. - We have other investments. We have a brokerage account and 2 Roth IRAs that we consistently invest in each month. In those accounts we primarily invest in dividend paying blue chip stocks, REITs, etc. Are investments are more conservative in these accounts which is why I’m so focused at achieving growth in my 401(K) The downsides of my currently investment allocation – When the stock market finally does crash my investments are doing to go down pretty hard, possibly more than the S&P 500, because my portfolio’s beta is slightly higher than 1.06. I know we are due for a major correction or crash, but I am totally ok with this at my age. I would love to this thing crash while I’m still young. I’m going to keep investing either way, because it is nearly impossible to correctly time the market. The good news is my current portfolio’s sharpe ratio is slightly better than the S&P 500. How are my 401K funds performing? Obviously we have been in a bull market for around 10 years now so my investments have been performing well. I’ve been able to achieve around a 10% return or higher every year on my investments. In 2017 I had a total return of 28%. I realize these results will not last forever, but they are good for now. YTD performance for 2018 is around 10% How much I contribute to my 401K per month? Currently I contribute $1,000 per month to 401(K). When I first started I think I only contributed about $300 per month. Plan to keep increasing this amount overtime by $100 per year if possible. Why do I not max out my 401K? I want to stay flexible with our investment choices outside of our 401K) plans. I can go into more detail on this in a future video with you guys. Will these 401(K) Investment allocations change overtime? Yes, my next move is to allocate future contributions to a small cap growth fund. Small-caps have been doing pretty well in my opinion. Maybe 5 – 10%. Other important factors we take into consideration before we invest in our 401(K). Things to consider before investing in your 401K - The ability to save 25% - 50% of our net monthly income after 401(K) contributions. This very important to us, because if we can save and invest 50% of our income throughout our life we have a good shot at building wealth, and having a good retirement. - No debt besides mortgage. If I had other debt I would probably not be investing as heavily. - About 20% of our net worth is in cash so we can take advantage of a market crash, especially in the area of real estate. ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/
Views: 6118 Money and Life TV
401(k) and IRA 101 (Investing Basics 3/3, Retirement Basics 1/2)
 
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In this video, you'll learn everything you need to know about retirement accounts such as 401(k)s, 403(b)s, and IRAs! We cover the difference between Roth and Traditional retirement accounts, when to choose an IRA over a 401(k), what happens to your 401(k) when you leave your company, and much more! Investment account recommendations: https://www.moneycoach.io/recommendations/roboadvisors Next video: https://www.moneycoach.io/videos/retirement/2 More of a text based learner? See the transcript and citations here: Investing: http://bit.ly/2fs5Kma Please leave us any feedback here: https://goo.gl/REmdfD
Views: 55692 MoneyCoach
BIG 401k investing mistake.
 
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Join the low-cost, transparent investing service today @ www.jazzwealth.com Facebook https://www.facebook.com/JazzWealth/ Instagram https://www.instagram.com/jazzwealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 20107 Jazz Wealth Managers
4 Strategies To Get The Most Out Of Your 401k Plan
 
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Check out our FREE Resources Page At... http://moneyevolution.com/money-evolution/free-resources/ I want to talk about Four Strategies To Help You Get The Most Out Of Your 401K Plan. As many of you know if you've watched any of my other videos you know that the 401K plan is not necessarily my favorite savings vehicle for retirement, but there are a couple of reasons why you might still want to do a 401K plan. Number one is the Company Match. If your company's matching you any portion of your 401K contributions, that's basically free money. That's very hard to pass up. I would definitely make sure that you're taking advantage of your 401K plan at least enough to do that full match. The second one is at that There Are Higher Contribution Limits on a 401K Plan Versus an IRA Account. For an IRA Account if you're under 50 for 2017 you can contribute $5,500 a year. If you're over 50 usually it goes up to $6,500 a year, but a 401K plan you can contribute $18,000 if you're under 50 and you can contribute $24,000 a year if your 50 years old or older, so the higher contribution limits are another reason that the 401K plan might make sense. The final one is There's No Income Restrictions on 401K Plans, so anybody pretty much can contribute to a 401K plan regardless of your income where as as you probably know and I've talked about this in some other videos that if you make too much money you may lose your ability to contribute to a traditional IRA Account and take a tax deduction or if you make too much money you may not be able to contribute to a Roth IRA Account at all. Even then, there may still be some reasons that you want to do the 401K plan and so here are the four strategies to make sure you're getting the most out of it. We just talked about it but the match. Again make sure that if you have a match make sure you're contributing at least enough to get that full matching contribution from your company. Another option that may be available in your 401K plan it's getting more more popular, but there could be a self directed 401K option. And basically what this is it's a separate account within your 401K plan that can give you access to a whole bunch of additional investment options that are not part of the name 401K menu. So as you know one of the reasons that I don't like 401K plans sometimes is because they have a very limited investment menu, so having that self-directed option opens up that to give you some more investment choices. The third one is in-service withdrawals. So again because you may be limited on what you can invest in inside your 401K plans and there may be fees on the 401K plan as well you could look into the option of doing what's called an in-service withdrawal and some companies allow you to move sometimes all or a portion of your 401K plan over into your own self-directed IRA Account even while you're still working even before retirement. Again there may be advantages and disadvantages to doing this, so make sure you check with that and make sure you understand the fees and the options available before you do something like that, but the in-service withdrawal may be another opportunity for that. The fourth one is some 401K plans offer an after-tax savings option. This is something that allows you to even go above and beyond the regular 401K contribution limits and up until very recently this is something that even I personally never really paid a lot of attention to because there was really no advantage to it, but there was a recent IRS tax ruling back in 2014 that made some clarifications to a previously gray area pertaining to 401K Rollovers, so the after tax account, just to give you a little bit of a idea of how that works, it's money that goes into your 401K plan on an after tax basis, so you're not getting any immediate tax advantage to that. The money grows tax-deferred which means that normally if you left it in there you would have to pay taxes on any gains or growth that you have inside the after tax account and then you know, pay taxes when you pull that money out, so the ruling changed that IRS came out with back in 2014 is now you can take the monies that are in your after-tax portion of your 401K plan, you can role those out directly into a Roth IRA account. So this is an opportunity for a lot of people that normally don't qualify to make a contribution to a Roth IRA Account because they make too much money. It's also an opportunity for people that want to save over and above the traditional 401K contribution limits because if you're under 50 some plans actually allow you to contribute up to $53,000 into the combination of your pre-tax 401K or Roth 401K contributions plus your company match, plus any after tax contributions can go up to as much as $53,000. If you're 50 years old or older, that number could be as high as $59,000.
Views: 33318 Money Evolution
Is a 401k a Good Investment? What About an IRA?
 
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Are 401k's or IRA's good investments? Or are you giving up too much control for speculative investing. You want to be in control of your financial future. Social Security is something that we have been relying on for years and supposedly funding your retirement but the system is broken. Here's what Steven and I, really feel about the 401k and IRA. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://limitlessmentor.com/TV The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 10443 Kris Krohn
Mark Cuban explains why a 401(k) is a no-brainer
 
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Billionaire entrepreneur and "Shark Tank" co-host Mark Cuban stopped by the office to talk about a number of topics. In this video he tells us why investing in a 401(k) is both easy and wise. Mark Cuban is the creator of Cyber Dust, a private messaging app. His user name is +blogmaverick. -------------------------------------------------- Follow BI Video on Twitter: http://bit.ly/1oS68Zs Follow BI Video On Facebook: http://on.fb.me/1bkB8qg Read more: http://www.businessinsider.com/ -------------------------------------------------- Business Insider is the fastest growing business news site in the US. Our mission: to tell you all you need to know about the big world around you. The BI Video team focuses on technology, strategy and science with an emphasis on unique storytelling and data that appeals to the next generation of leaders – the digital generation.
Views: 260061 Business Insider
Should you invest in your company 401k retirement plan
 
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We are a wealth management firm that specializes in improving on the traditional buy and hold approach. To use a simple analogy, we do this by treating ones retirement investments as if they were real estate. For more information call us at 727.492.0314 or visit www.JazzWealth.com Facebook https://www.facebook.com/JazzWealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 5306 Jazz Wealth Managers
What is a 401k? | by Wall Street Survivor
 
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What is a 401k? A 401k is a workplace savings plan that allows you to build wealth by investing a portion of your pay check in assets such as stocks, mutual funds, or real estate investment trusts (REITs). It is also the primary way employers help their employees prepare for retirement, and has the added benefit of allowing an employee to invest part of their salary before taxes are taken out. While all 401k plans offer tax breaks to retirement savers, many other features of these retirement accounts differ, sometimes significantly, by employer. 401k plans are an effective way to shelter money from taxes because your contributions are deducted from your taxable income. So if you made $50,000 last year and invested $10,000 in your 401k, you’d only have to pay taxes on the remaining $40,000. This can be a great tactic, especially for people who live well within their means and can afford to save a big chunk of their salary. Learn more about 401(k) plans with Wall Street Survivor's Building Your Nest Egg course: http://courses.wallstreetsurvivor.com/is/20-building-your-nest-egg/
Views: 323404 Wall Street Survivor
The Best Way to Invest Your Money
 
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Find Your Pros!: https://goo.gl/ErzQgu Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 589958 The Dave Ramsey Show
I WOULD NEVER INVEST IN A 401(k) -ROBERT KIYOSAKI, RICH DAD POOR DAD (bloopers at the end)
 
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Scoot over Rose, the 401K Titanic is sinking... Stay tuned for the BLOOPERS at the end. Best known as the author of Rich Dad Poor Dad—the #1 personal finance book of all time—Robert Kiyosaki has challenged and changed the way tens of millions of people around the world think about money. He is an entrepreneur, educator, and investor who believes that each of us has the power to makes changes in our lives, take control of our financial future, and live the rich life we deserve. With perspectives on money and investing that often contradict conventional wisdom, Robert has earned an international reputation for straight talk, irreverence, and courage and has become a passionate and outspoken advocate for financial education. Robert’s most recent books—Why the Rich Are Getting Richer and More Important Than Money—were published in the spring of this year to mark the 20th Anniversary of the 1997 release of Rich Dad Poor Dad. That book and its messages, viewed around the world as a classic in the personal finance arena, have stood the test of time. Why the Rich Are Getting Richer, released two decades after the international blockbuster bestseller Rich Dad Poor Dad, is positioned as Rich Dad Graduate School. Robert has also co-authored two books with Donald Trump, prior to his successful bid for the White House and election as President of the United States. http://www.richdad.com Facebook: @RobertKiyosaki https://www.facebook.com/RobertKiyosaki/ Twitter: @TheRealKiyosaki https://twitter.com/theRealKiyosaki Instagram: @TheRealKiyosaki https://www.instagram.com/therealkiyosaki/
Views: 90467 The Rich Dad Channel
Should I Invest In 401k Now?
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 68839 The Dave Ramsey Show
Should You Cash Out Your 401k to Buy Real Estate?
 
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Should You Cash Out Your 401k to Buy Real Estate? One of my favorite strategies for purchasing cash flowing real estate is taking a loan from my 401k plan. But today, I want to talk about something different: totally withdrawing from your 401k in order to purchase a rental property. In this video, you’ll learn about the big problem with 401ks. You’ll also learn how to best weigh your options if you’re thinking about cashing out your retirement account. I’ll share the advice I received from my tax accountant, and discuss the fees associated with withdrawing from your 401k. This video is for you if you are assessing all your options in order to become a real estate investor. You’ll learn about the differing guidelines for 401k policies, as well as how to change the Wall Street mindset around 401ks. BOOK A FREE CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/DNIIh0 CHECK OUT OUR OTHER GREAT VIDEO PLAYLISTS LIKE: VIDEOS ABOUT TURNKEY REAL ESTATE INVESTING: https://goo.gl/1bGEhB OR VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://goo.gl/dPfWeY OR VIDEOS ABOUT REAL ESTATE NEWS https://goo.gl/m1b3U8 SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://goo.gl/Polf6I LISTEN TO THE PODCAST: iTunes: https://goo.gl/vM969n FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 48576 Morris Invest
💸 401k tips for 2019 | The Dough 💲how
 
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Today we're getting you prepped for the best retirement moves you can make in 2019 with your 401k. We have many great investment tutorials on this topic but 2019 approaching is a great time to review some of the basics as well as changes being made to your 401k and the investments inside of them. We'll keep it short today so you can get back on your retirement plan. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Business Affairs 📧[email protected]
Views: 5391 Jazz Wealth Managers
401k vs Real Estate - What Does Mark Cuban Say?
 
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Mark Cuban said I am an idiot 401k being no-brainer, I'm sharing you this video about the pros and cons of 401k. Putting money in 401k is a smart idea because if not, you're not likely saving your money. But let's talk about the the way number gets misrepresented and flaws in 401k that no one tells you. In this video, let's talk about projected returns vs. actual returns and differences of 401k and real estate. Why put your money into something not guaranteed to work? Get back to real estate because the model was never broken, it does work.
Views: 34699 Kris Krohn
Why Your 401k Is A Bad Investment
 
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LOOK THROUGH MY BOOKS! http://books.themoneygps.com SUPPORT MY WORK: https://www.patreon.com/themoneygps PAYPAL: https://goo.gl/L6VQg9 OTHER: http://themoneygps.com/donate ————————————————————————————————— MY FAVORITE BOOKS: http://themoneygps.com/books ————————————————————————————————— AUDIOBOOK: http://themoneygps.com/store STEEMIT: https://steemit.com/@themoneygps T-SHIRTS: http://merch.themoneygps.com ————————————————————————————————— Sources Used in This Video: https://goo.gl/UpprQe ————————————————————————————————— #401k #retirement #invest
Views: 18041 The Money GPS
Stock Market Investing On Your Own vs. 401k Plans
 
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For Whatever Reason...this video didn't get published on Friday....My apologies. Stock Market Mastery Course: http://bit.ly/2hurfQO Wealth Accelerator Course: http://bit.ly/2qxfONO In this video we talk about stock market investing vs 401k plans. The key points that we hit on are... Fees within the 401k. Control over your money. What will give you the best return on investment. Employers matching your deposits into the 401k What if you want to change jobs/locations etc.? What if you want autonomous investments? How simply having a 401k can help you control your spending and force you to be smart with your money Website! http://chapplerei.com (under construction) On Instagram! https://instagram.com/jack_chapple_real/ On Vine! https://vine.co/u/1176331971736293376 On Twitter! https://twitter.com/JackChappleSci On Faceook! https://www.facebook.com/ChappleREI/
Views: 3366 Jack Chapple
401k VS Roth IRA
 
03:05
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 442950 The Dave Ramsey Show
Becoming a Millionaire: Roth IRA vs 401K (What makes the MOST PROFIT)
 
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Here’s a topic that’s been coming up a LOT recently, and this is an extremely confusing decision: What’s better to invest in - Roth IRA or a Traditional 401k? Here’s my thoughts, enjoy! Add me on Instagram: GPStephan Roth IRA vs 401K Calculator: https://www.bankrate.com/calculators/retirement/401-k-or-roth-ira-calculator.aspx Merch: http://www.GrahamStephanStore.com/ GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ So lets first start with some background on the almighty Roth IRA: First, like I just mentioned, all of the profit generated in this account is tax free after the age of 59.5. That could save you a LOT of money by the time you retire, especially if you begin investing in this early on. Second, with a Roth IRA, you can withdraw whatever money you contribute to this account, at any time, tax free, without paying any penalties. However, here are the downsides: First, with a Roth IRA, you contribute POST TAX MONEY - this means the money that’s left over after you’ve already your paid taxes on it. And as we all know, the money you have left over AFTER taxes is a LOT smaller than before the taxes were taken away…this means you’ll have LESS of your money to invest upfront, all things considered. Second, if you want to withdraw your PROFIT from this account before the age of 59.5, you’ll be subject to a 10% penalty, and you’ll have to pay normal taxes on that profit. Third, the contribution limit for a Roth IRA is capped at $6000…so if you want to contribute more than this, well, you can’t. But how does this all compare to the Traditional 401k? Well, the 401k is an employer sponsored retirement account where you contribute PRE TAX money…meaning you won’t pay any taxes on the money you invest in this account. Now because you don’t have to pay taxes on the money you contribute, you have even MORE money left over to invest instead of paying it to the IRS, allowing that extra money you saved in taxes to make YOU even more money. Pros of a Traditional 401k: You contribute pre-tax money, meaning you don’t pay taxes on the money you put in this account, and can be a huge tax deduction. Secondly, you can contribute up to $19,000 per year in a 401k…that’s more than 3x HIGHER than you can contribute to a Roth IRA. Third, some employers offer a 401k employer match - which means they actually match your contribution, dollar for dollar Downsides to the traditional 401k: The first is that you’ll end up paying taxes on your money when you begin withdrawing it from your account after the age of 59.5. With a 401k, you’re basically saving money on taxes NOW so you have more to invest upfront. Secondly, if you want to withdraw the money prior to the age of 59.5 for anything other than financial hardship, you’ll be subject to paying a 10% penalty on your money and you’ll owe taxes as though this money is ORDINARY INCOME. Third, you’ll be forced to begin withdrawing your money at the age of 70 1/2…and for some people who prefer to continue saving it and letting it grow, well…you can’t. And the right mix is - in my opinion - a slight balance between the two. I still contribute a bit to my traditional 401k just to hedge my future options, even if I have no idea if it’ll be the smart choice in the future…again, JUST IN CASE. I also go heavy on the Roth option, too, because I know it’ll be tax free in the future, and I don’t have to question what future tax rates may or may not be. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at [email protected] My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
Views: 182755 Graham Stephan
Investing 101: Stocks, Bonds, 401K, Cash, Portfolios, Asset Allocation, Etc.
 
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This brief tutorial will teach you investing 101 and the terminology you need to understand if you're investing as a beginner and want to plan for retirement. In this video we describe everything about investing including: stocks, bonds, cash, asset allocation, portfolios, large-cap, mid-cap, small-cap, risk/reward, and other investing terminology you need to know.
Views: 211498 Smart Investing Trends
Lies You've Been Told About Saving For Retirement (401k, IRA, House)
 
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Free Training To A Brand New High-End Career (limited time only 2018) https://www.besthighendcareer.com/webinar You've been told to put money in a 401k, but do you know the average return? What's the difference between a 401k, IRA, and trading stocks? Is a home a better investment than 401k or IRA? Article that agrees that in real life, you'll get about a 5% return on 401k's http://www.interest.com/401k/news/kin... James Altucher says that you shouldn't buy a house at all: http://www.jamesaltucher.com/2011/03/... The #1 internship marketplace exclusively for college students and new grads ➡ http://www.wayup.com/refer/engineered... ⬅ https://Facebook.com/EngineeredTruth https://Twitter.com/EngineeredTruth https://www.instagram.com/EngineeredtTruth/
Views: 357142 ENGINEERED TRUTH
Real Estate With Your 401K
 
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Real Estate With Your 401K One option for investing in real estate is to borrow from your 401k. Taking out a loan from your retirement plan allows you a large chunk of money with which you can purchase an investment. Today we’re diving deep into the topic of how to buy real estate with your 401k loans. We'll share misconceptions about 401k accounts, and how you can use yours as a tool in your investment arsenal. VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: http://www.morrisinvest.com LISTEN TO THE PODCAST: iTunes: https://itunes.apple.com/us/podcast/investing-in-real-estate-clayton/id1115024566?mt=2 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 19397 Morris Invest
How to Invest in a 401k | BeatTheBush
 
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When you sign up for an employer 401k plan, you are allowed to invest in various assets by selecting the percentage you want in each allocation. Generally you need to pick a target fund date suitable for your age and when you wish to retire. The closer you are to retirement, the more conservative it needs to be so that you do not find yourself deep in losses with not enough time for the market to bounce back. Within a 401k you will find many other types of funds and they generally have a high expense ratio would could eat up into your retirement if you keep your money in these funds for a long time. Do think about transferring the assets out if you ever change employers to an individual IRA instead where you will have a lot more options for lower expense ratio ETF funds. In the mean while, you can also search for the lowest expense ratio fund that the 401k plan offers. Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Try a 30-Day free GameFly trial here: http://www.gameflyoffer.com/beatthebush Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Views: 17434 BeatTheBush
What They're Not Telling You About Your 401K
 
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http://CashFlowSavvy.com The 401k experiment has failed miserably, and if you are still counting on it for financial freedom, you need to reconsider. Today Matt will explain exactly why you should get your money out of your 401k TODAY and where to invest it instead. Epic Real Estate Investing shows people how to invest in real estate and achieve financial freedom so they can retire in the next three to five years. YLH39785 For more details please visit Our Website - https://epicrealestate.com For Appointments: Message : www.facebook.com/EpicRealEstateInvesting or 1-888-891-7203 Call To Day : +1 213-587-0084 Email: [email protected] Address : Los Angeles, USA LET'S CONNECT! iTunes Episode - https://itunes.apple.com/us/podcast/epic-real-estate-investing/id446611090?mt=2 Facebook - https://www.facebook.com/EpicRealEstateInvesting Twitter - https://twitter.com/EpicREInvesting Instagram - https://www.instagram.com/epicrealestate Google Plus -https://plus.google.com/+EpicRealEstateInvesting
401K: How Much To Contribute? (For Beginners)
 
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In this video, we will break down the basics of a 401k plan and how you can optimize your account for the maximum return on investment. 💰 Invest for FREE with M1 Finance ➤➤➤ https://mbsy.co/q2MDL Follow me on Instagram ➤➤➤ https://www.instagram.com/nateobrienn/ #1 Investing Book- https://amzn.to/2Q5j7Ii Call Me: https://clarity.fm/nateobrien Take control of your future with this FREE budgeting template: https://goo.gl/P3V2TH Listen to two audio books for FREE by signing up for an Amazon Audible 30 day free trial!!➤➤➤http://amzn.to/2DAuty0 Subscribe for more videos like this: https://www.youtube.com/nateobrien?sub_confirmation=1 Want to grow your business? Check out Santrel Media’s YouTube Channel ➤➤➤https://www.youtube.com/santrelmedia
Views: 3278 Nate O'Brien
My 401K Mutual Fund Picks - Up 18% This Year! Fidelity IRA
 
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Typically, I share videos with silver and gold. They say never put all your eggs in pme basket... Here is a brief share of a few of my mutual fund holdings in my retirement account. +20% year to date 09/2017 +18% for 2017 Notable holdings include: ☆Fidelity OTC K +30%YTD (skip to 03:00) ☆Fidelity 500 Index +13%YTD ☆Fidelity Contrafund +23.8%YTD ■Looking to share, exchange ideas and knowledge, and learn more - the goal being to be able to provide a comfortable lifestyle for my family. Favorite tools of the trade (how I create videos): ●CRKT Peck Knife: http://amzn.to/1UIrgA0 ●I don't leave home without my Mini tripod: http://amzn.to/2dA4Hfp ●Road Scenes - GoPro Hero 5 Session: http://amzn.to/2imWwcG ●Filmed with Samsung Note 4: http://amzn.to/2ebV7iG ●Backup camera Canon T5i: http://amzn.to/2dQNPq8 ●Canon EFS 10-18mm Lens: http://amzn.to/2eNNeA6 ●Main tripod: http://amzn.to/2dQM1NV ●MacBook Pro 13” 2016: http://amzn.to/2jJal6E
Views: 8429 lanceoa
401(k) Contribution Challenge – Investing Basics | Fidelity
 
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What if you contributed just 1 percent more to your 401(k)? In this video for investing novices, you’ll see how saving a small amount each month can make a big difference over time. Find more articles about investing and personal finance at https://fidelity.com/mymoney To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments ________________________________________________ You know, the world is full of tempting things to buy. Hey, it’s natural to want to enjoy the money you’re working so hard to earn. And it can be even harder when your family and friends are playing the one-up game. You know how it goes: you buy a TV and your neighbor immediately goes out and buys a bigger TV. Or, you tell a friend about your trip to Florida, and they go out and book a trip to Bali. Rather than getting caught up in a no-win game, what if you one-upped yourself by increasing your 401(k) contributions? By investing in your 401(k), you’re putting yourself first, and actually giving yourself the likelihood of more money in the future. “How?” you say? Well, let’s see how your money can make money. Imagine that you make $50,000 per year. You have a 401(k) and you have $5,000 in it. You’re contributing 6% of your income. At the end of 30 years, you could have about $332,000. Now, let’s say you increase your contribution by just 1%, or $500 per year. Spread out over 12 months, that’s about an extra $42 per month. Over the course of 30 years, you could have about $50,000 more of retirement. Every little bit you put away for retirement can make a difference. And you may not have to change your lifestyle to put away an additional $42 per month. In fact, you may not even notice it, especially because it can automatically come out of your pre-tax paycheck. But you would notice the potential for an additional $50,000 in retirement. So, let the neighbors battle over something as silly as who has the nicest umbrella. Take Fidelity’s one-up challenge, and put yourself first for a change. “One-Up” yourself today! Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 679858.5.0
Views: 46036 Fidelity Investments
How to Invest in Real Estate with Your Retirement IRA or 401K
 
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www.freedommentor.com/ira-real-estate-investing Discover what most people will never know about how to invest in real estate using your retirement account, including your 401K or self directed IRA. This is retirement account real estate investing at its best.
Views: 29640 Phil Pustejovsky
Pulling Money Out of 401k - For Real Estate
 
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Should you pill money out of your 401k for real estate? Do you want to have control over your 401k? Ending the debate with Steven Michael Miller, we're here to help you on how you could use your 401k to invest on more real estate. In this video, we'll show you two options: Should I self direct my 401k or should I take the taxes and penalties and buy real estate? At the end of the day, it all depends on your personal preference, risk tolerance, and goals.
Views: 15701 Kris Krohn
How Many 401(K) Funds Should I Invest In? (401K Investing For Beginners)
 
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How Many 401K Funds Should I Invest In? 401K Investing For Beginners. Many people have asked me how many 401K funds they should hold in their 401K. I hope provide some guidance in this particular area. Video Outline and Time Stamps so you can quickly jump to any topic: •How many 401K investments is too many? - 2:20 • How many Investments I own in my 401K - 3:29 • Average 401K balance in America for those over age 50 - 4:09 • How to diversify your 401K with only a few investments - 4:40 •The value of choosing your funds wisely - 5:15 • My 2017 401K Performance and 2018 YTD Performance- 6:36 Related Articles to this topic: https://www.thebalance.com/how-many-mutual-funds-should-you-have-4019503 https://www.cnbc.com/2014/12/11/how-many-401k-investment-choices-are-too-many.html http://money.cnn.com/2016/03/30/retirement/diversified-retirement-portfolio/index.html Check out some of our other videos and playlists here: ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj ♦ Learn more about how federal income taxes work: https://goo.gl/D1hCX1 ♦ Ways to improve your life at any age: https://goo.gl/uq72bu Subscribe for our future weekly videos. New videos typically every Sunday or Wednesday. Do not forget to help out a friend and share this information with them as well. About me: I'm passionate about helping people build wealth by learning more about personal finances, investing and taxes. My mission is to help people improve their financial position career and life. I also enjoy teaching others about the accounting profession, tech tips, and helping people overcome challenges in their everyday life as well as their career. You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/ ***Disclaimer*** All of the information in this video is presented for educational purposes only and should not be taken as financial, tax, or investing advice by any means. I am not a financial adviser. Although I am a CPA I cannot advise someone for tax purposes without knowing their complete tax situation. You should always do your own research before implementing new ideas or strategies. If you are unsure of what to do you should consider consulting with a financial adviser or tax accountant such as an Enrolled Agent, or Certified Public Accountant in the area in which you live. Thanks for taking time to check out this video, and our channel. Have a great day and we will see you in the next video!
Views: 1374 Money and Life TV
Can I Use 401k For Real Estate Investment?
 
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If you're thinking about using your 401k to invest in real estate, this video will help enlighten you. I explain to you where 401k came from and my personal experience through interviewing tons of people on why 401k is just never enough to create a financial freedom like real estate can. Stay tuned if you want to know the three ways you can use 401k for real estate investment. CONSULTATION WEBSITE: https://www.kriskrohn.com/invest-now Watch and Enjoy! Kris Krohn & Nate Woodbury GET KRIS' FREE BOOK: https://www.kriskrohn.com/youtubefreebook OTHER WAYS TO WORK WITH KRIS... ============================ Join Kris at his next Life-Changing Financial Freedom Event: http://kriskrohn.com/event Mentor with Kris in Real Estate: http://LimitlessMentor.com/TV/ See everything Kris is up to: http://KrisKrohn.com Got Money or Retirement Savings? Learn about Partnering with Kris on Deals: https://www.kriskrohn.com/partnering BOOKS By Kris Krohn ======================== See Kris’ Full Library: https://www.kriskrohn.com/kris-krohn-library Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 #RealEstateInvesting #MoneyMindset ======================== Video by: Nate Woodbury - YouTube Producer BeTheHeroStudios.com https://www.youtube.com/c/NateWoodbury EARNINGS DISCLOSURE ======================== Kris Krohn is not in the business of providing personal, financial or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this document. Also, Kris Krohn, this document, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Kris Krohn does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.
Views: 2264 Kris Krohn
Can I Use My 401k To Buy A House
 
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http://reinvestortv.com/can-i-use-my-401k-to-buy-a-house Let's talk about 401k's. Can you invest them in Real Estate? What are the restrictions, and what are your options? In this video, I teach 4 ways you can use your 401k to buy a house or investment property. "What?!" Take my money out of a 401k, and pay taxes, and pay penalties? That's one option. Watch and you'll see one of these strategies can be an excellent way to buy Real Estate, and build retirement income. To schedule a Game Plan call, click here: http://goo.gl/48G1Ec We'll discuss your specific strategy and what makes the most sense for you. Join the Fun Facebook: Real Estate Investor TV Twitter: @REInvestorTV LinkedIn: Kris Krohn ============================================================================== Kris Krohn is a real estate investor and the founder of Real Estate Investor TV. Visit this website to learn more about Kris http://reinvestortv.com/ Kris Krohn also established an instructional guide for investors, The Strait Path System, and is the author of The Strait Path to Real Estate Wealth. Unlock your wealth potential! Take yourself to the next level! Join Kris on his 3 day wealth intensive program http://bit.ly/2b2vr8f
Views: 28956 Kris Krohn
3 times its ok to take a loan from a 401k | Retirement planning
 
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Website www.jazzwealth.com Facebook https://www.facebook.com/JazzWealth/ Instagram https://www.instagram.com/jazzwealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 58221 Jazz Wealth Managers
Vanguard Index Funds For Beginners!
 
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WEBULL: "Get a FREE STOCK just for signing up!" 💰 http://ryanoscribner.com/webull FREE 5 Step Money Making Blueprint: http://www.ryanoscribner.com/start Follow Me On Instagram: @ryanscribnerofficial _______ Ready To Start Making Money Online? 🙌💸 FREE 5 Step Money Making Blueprint ▶︎ http://www.ryanoscribner.com/start My 7 Online Business Secrets For 2019 ▶︎ https://www.ryanoscribner.com/7-secrets FREE Affiliate Marketing Course ▶︎ http://www.ryanoscribner.com/free Steal My Business Model ▶︎ http://www.ryanoscribner.com/invest Affiliate Marketing Facebook Group ▶︎ http://www.ryanoscribner.com/facebook-group ___ Ready To Start Investing? 🤔💸 WEBULL: "Get a FREE STOCK just for signing up!" 💰 http://ryanoscribner.com/webull BETTERMENT: "Passive investing, they manage everything for you." 📈 http://ryanoscribner.com/betterment FUNDRISE: "Passive real estate investing, 8 to 11% returns." 🏠 http://ryanoscribner.com/fundrise M1 FINANCE: "Invest in partial shares of stocks like Amazon." 📌 http://ryanoscribner.com/m1-finance LENDING CLUB: "Become the bank and make interest on loans." 🏦 http://ryanoscribner.com/lending-club COINBASE: "Get $10 in free Bitcoin (when you fund $100)." ⭐ http://ryanoscribner.com/coinbase MY INVESTING BLOG: “Learn how to invest today.” 📊 https://investingsimple.blog/ ___ Ready To Keep Learning? 🤔📚 Learn A New HIGH INCOME Skill 💰 http://www.ryanoscribner.com/skill My Favorite Personal Finance Book 📘 https://amzn.to/2NiyDiz My Favorite Investing Book 📗 https://amzn.to/2KEyd7D My 2nd Favorite Investing Book 📗 https://amzn.to/2tZmxBU My Favorite Personal Development Book 📕 https://amzn.to/2KJKgRn Not a fan of reading? Join Audible and get two free audio books! ❌📚 http://ryanoscribner.com/audible _______ DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence. AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons. HOLDINGS DISCLOSURE: Ryan Scribner holds the following stocks: General Electric (GE), Alibaba (BABA), JD(.)com (JD), Facebook (FB), Apple (AAPL) and National Grid (NGG). While reasonable steps are taken to keep this information updated, this list may not be the most current.
Views: 372408 Ryan Scribner
Investing in 401k vs Rental Property for Retirement
 
18:18
Why investing in rental properties will retire you much faster than a 401k plan Download my FREE "Creative Deal Arsenal" guide https://www.creativereiacademy.com/free-deal-arsenal-guide Book 1 on 1 Call https://brianiregbu.as.me/
Views: 5997 Brian Iregbu
Rental income from your 401k investments?
 
04:11
We are a wealth management firm that specializes in improving on the traditional buy and hold approach. To use a simple analogy, we do this by treating ones retirement investments as if they were real estate. For more information call us at 727.492.0314 or visit www.JazzWealth.com Facebook https://www.facebook.com/JazzWealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Retirement Plans: Last Week Tonight with John Oliver (HBO)
 
21:30
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 12618287 LastWeekTonight
How Your 401k Works and How to Save $100,000 in Fees
 
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This video shows investors how reducing their investment expenses can improve the performance of their portfolio.
Views: 8043 Retirement Investor
Investing 401k Funds After Retirement
 
03:32
There are a few different factors that go into how you will invest your 401k funds after retirement. To download the free 401(k) Rollover 10-Point Checklist go to http://retirementplanningmadeeasy.com/401krollover Your 2 big options are: 1. Leave your funds at your old employer 2. Rollover your 401k into an IRA If you leave your funds at your old employer, be sure to check the partial distributions rule. They may not allow partial distributions. In other words, if you want to make a withdrawal after retirement you may have to take the whole amount out. Check with your plan to know its rules. Even if you don't roll over your 401k funds after retirement, you still need to know your risk tolerance and time horizon for your investment. You then need to align your investments within the 401k to meet your risk tolerance and retirement goals. You don't want to be too aggressively invested if you can't handle the large market swings that come with more aggressive funds. Under option 2, you can roll your 401k into an IRA. You will have more investing options and better beneficiary options this way. You will need to understand your risk tolerance and time horizon for this investment. You then need to match up your investments to meet those retirement goals. Some 401k investing tips after retirement: 1. You will probably be more conservative with your IRA and 401k investments after you retire. 2. After you retire, this is money you cannot replace. 3. Your IRA / 401k must last you throughout your retirement. 4. Have an investment plan in place for how you invest your 401k funds and your IRA funds. To download the free 401(k) Rollover 10-Point Checklist go to http://retirementplanningmadeeasy.com/401krollover And be sure to check out more videos / articles and retirement information at http://retirementplanningmadeeasy.com/ Disclosures: Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Retirement Planning Made Easy / Tri-State Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Retirement Planning Made Easy / Tri-State Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
Solo 401K Real Estate Investing Explained by Dmitriy Fomichenko
 
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In this episode, we get a lesson in the power of a little know self-directed retirement vehicle know as the 'Solo 401K'. It's for small business owners, perhaps more flexible than anything else out there, and is an awesome tax shelter. It's cousin, the self-directed IRA, is more widely known, but the Solo 401K actually has much more tax sheltering ability, and if you're a small business...you simply must consider it. Dmitriy Fomichenko, President of Sense Financial, tells us all about this sweet little wealth building tool...so check it out! To watch this full episode, please visit: http://shows.flipnerd.com/investing-with-solo-401k-accounts/. To find off market wholesale real estate deals, visit: https://flipnerd.com/property/list . To join the most powerful site in existence for real estate investors, please visit: https://flipnerd.com/register/user
Views: 8357 FlipNerd
401k vs. Taxable account for retirement investing?
 
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We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with every penny! ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 4525 Jazz Wealth Managers
The Truth About 401K - Young Hustlers Sneak Preview
 
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401K’s are not ok. Who’s got your money? You don’t want Wall Street having it. They created the 401K and are supported by politicians. They want your money now while you are young, so they make a pitch to the middle class to get people to give every month and keep your money for the next 40 years. You don’t need to go to Wikileaks to find all scams. To invest with somebody like Grant in real estate, they won’t let you because they made laws so that you have to make 200K a year first. They will let anybody invest with Wall Street though. The 401K gives no cash flow! You’re trapped. 2.8 trillion dollars are trapped in 401K’s, and people don’t even know who they are sending their money to. Would you give a stranger on the street corner money? It can be wiped out overnight, people lose 30% of their savings just like that. Don’t do 401K’s for three reasons: 1.You lose access to your money 2.You lose control of your money 3.You lose choices with your money #business #realestate #investing #GrantCardone #10XRule #SalesTraining #SalesMotivation Our offerings under Rule 506(c) are for accredited investors only. FOR OUR CURRENT REGULATION A OFFERING, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. For our anticipated Regulation A offering, until such time that the Offering Statement is qualified by the SEC, no money or consideration is being solicited, and if sent in response prior to qualification, such money will not be accepted. No offer to buy the securities can be accepted and no part of the purchase price can be received until the offering statement is qualified. Any offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance given after the qualification date. A person's indication of interest involves no obligation or commitment of any kind. Our Offering Circular, which is part of the Offering Statement, may be found at https://cardonecapital.com/offering-1
Views: 12704 Grant Cardone
Grant Cardone: The 401K IS A SCAM?!
 
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I came across a Grant Cardone video where he explains the 401k is a scam…but is it? Lets do the FACTUAL analysis and find out ;) Enjoy! Add me on Snapchat/Instagram: GPStephan Original Video: https://www.youtube.com/watch?v=hE0SvSJ1bkk&t=195s Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ MeetKevin’s Channel: https://www.youtube.com/user/KevinPaffrath For those that don’t know, a 401k is basically just a type of retirement account where the money you invest is deducted from your total taxable income, and therefore you end up showing less income and paying less taxes…by doing this, you end up having more money left over so you have a larger amount to invest with. Then when you hit the age of 59.5, you can begin withdrawing that money - but you pay taxes at THAT time, instead of paying taxes upfront. So this gives you a larger amount upfront to work for you and make more money long term. But Grant Cardone says it’s a scam setup by politicians to steal your money….hmmm…. Here’s the moral of the story here, from my perspective. And as always, I do my best to be as neutral as possible and just stick with the facts and the way I interpret these strategies. A 401k is a fantastic part of a well diversified retirement portfolio by investing with pre-tax money that’s allowed to grow at a quicker rate with more money in invest. It should not be the ONLY thing you invest in, and you shouldn’t rely on this entirely for a retirement. But it’s absolutely not a “Scam” by any way I see it. The ONLY thing to out watch for is that many employers offer extremely overcomplicated, overly expensive 401k plans that aren’t worth it - namely because of management fees. If you’re paying a 1% annual management fee, with an actively managed fund that underperforms the stock market, adjusted for inflation, you could basically be sitting there earning only a few percent per year and tying up for your money until retirement. That’s terrible. Many employers have also been under fire for secretly PROFITING from your 401k plans, but using these companies to get free services elsewhere, but making up for that cost with high-managed 401k fees. This isn’t the norm, but it does happen…for employers, they don’t care what fund they use because it doesn’t effect their bottom line…but it effects YOURS. So it’s important to do your research and understand what the 401k management fees are and decide from there if it’s worth it. I pay 0.04% annually with Vanguard…although the average is 0.97%, which is over 2400% HIGHER than I pay…and that’s absurd. So my biggest recommendation is to check what your employer offers, decide if the fee is worth it to you - but you may as well contribute up to their employer match, where they give you $1 for $1 what you put in, since this is absolutely free money. And yes, it is true that I invest the MAJORITY of my money in real estate…but I utilize everything I can so I have as many options to chose from. I have a Roth IRA, which is money that grows tax free until 59.5…I have a SEP 401k, which is pre-tax money that is reduced from my earned income so I pay less in taxes, and I have real estate which is my focus. They each have their benefits, they each have their drawbacks, but nothing is a “Scam.” Except Bitconnect. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 142156 Graham Stephan
401k vs Roth IRA: Which Option Is Better?
 
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Should you invest in your 401k or in a Roth IRA? In this video, we will debunk retirement accounts to help you understand the differences between a Roth IRA and a 401k. In most cases, it makes sense to contribute to both a 401k AND a Roth IRA. Ready to open a Roth IRA? 👇 M1 Finance offers completely free retirement accounts, including the Roth IRA! The minimum balance is just $500. Learn More About M1 Finance: https://www.m1finance.com/retire/?referrerCode=mP88Q If you are looking for a managed solution, check out Betterment. They will create a custom portfolio tailored to your specific needs for just a 0.25% asset management fee. Learn More About Betterment: https://betterment.evyy.net/GY0m6 ___ Ready To Start Investing? 🤔💸 WEBULL: "Get a FREE STOCK just for signing up!" 💰 http://ryanoscribner.com/webull BETTERMENT: "Passive investing, they manage everything for you." 📈 http://ryanoscribner.com/betterment FUNDRISE: "Passive real estate investing, 8 to 11% returns." 🏠 http://ryanoscribner.com/fundrise M1 FINANCE: "Invest in partial shares of stocks like Amazon." 📌 http://ryanoscribner.com/m1-finance LENDING CLUB: "Become the bank and make interest on loans." 🏦 http://ryanoscribner.com/lending-club COINBASE: "Get $10 in free Bitcoin (when you fund $100)." ⭐ http://ryanoscribner.com/coinbase MY INVESTING BLOG: “Learn how to invest today.” 📊 https://investingsimple.blog/ ___ Ready To Keep Learning? 🤔📚 Learn A New HIGH INCOME Skill 💰 http://www.ryanoscribner.com/skill My Favorite Personal Finance Book 📘 https://amzn.to/2NiyDiz My Favorite Investing Book 📗 https://amzn.to/2KEyd7D My 2nd Favorite Investing Book 📗 https://amzn.to/2tZmxBU My Favorite Personal Development Book 📕 https://amzn.to/2KJKgRn Not a fan of reading? Join Audible and get two free audio books! ❌📚 http://ryanoscribner.com/audible ___ DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence. AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons. HOLDINGS DISCLOSURE: Ryan Scribner holds the following stocks: General Electric (GE), Alibaba (BABA), JD(.)com (JD), Facebook (FB), Apple (AAPL) and National Grid (NGG). While reasonable steps are taken to keep this information updated, this list may not be the most current.
Views: 3922 Ryan Scribner
Which Investment Vehicle Wins   401k or Taxable Account
 
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http://nealmcspadden.com I made this video to compare the after-tax treatment of investing in a 401k vs. a taxable account. It's not quite as cut and dried as most people make it out to be. The 401k reduces your income taxes today at the expense of realizing them tomorrow. The taxable account makes you pay income taxes today *and* tomorrow, but at lower rates. As always in personal finance, the devils are in the details and your situation is your own. Don't accept blanket statements from anybody. Check out the spreadsheet at https://goo.gl/J8R6DP Check out my other platforms: http://nealmcspadden.com https://www.youtube.com/channel/UCxt-bSHoD3JObnfvps77Hbg https://twitter.com/tamo42 https://www.pinterest.com/nealmcspadden/
Views: 932 Neal McSpadden
401k for Dummies - What is a 4o1k?
 
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What is a 401k for dummies Are 4o1k plan really any good? 1-800-566-1002 http://www.RetireSharp.com. 4o1k plans are the most used types of retirement accounts. Understand the basics of a 401k plan for dummies and avoid the most common mistakes that individuals make when setting up their accounts. 401k Retirement Plan for dummies A 401k is a type of employer-sponsored retirement plan. It is a way for employees to save for their retirement by having a certain percentage of their paycheck withheld by their employer and deposited into the company's plan. Employers can choose to match the employee's contributions and thereby share the profits of the company with their employees. The plan is usually operated through an investment firm. How does a 401k work for dummies? Your employer withholds a certain amount of your paycheck and deposits that money, along with any matching contributions, into your 4o1k account. The money in the plan is invested in various financial instruments, such as mutual funds. The money stays in the account until you reach a certain age when it is legal to withdraw the money, or until you meet any of the several exceptions to the age rule. Since the money will be in the account over a period of years, this causes the account to earn money through compounding, so your account grows not only through your regular contributions made from your paycheck but also by earning interest or dividends. How do I make contributions to a 401k for dummies? You make a contributions through your employer. If you decide to participate in the plan, you will determine what percentage of your paycheck that you want to be deposited in your account, and your employer will withhold that amount from each paycheck you receive. The employer then deposits the withheld money into your account, along with any matching contributions, so contributions are made to your account each pay period. When can I withdraw my money from a 4o1k? You can withdraw your money at any time. However, if your withdrawal is an early distribution, you will have to pay an extra tax on the withdrawal.3 What is an early distribution? An early distribution is any money taken out of your 401k before reaching age 59 ½. Early distributions are subject to a 10% tax penalty in addition to regular income taxes, so if you withdraw $5,000 when you are 45, you will have to pay $500 as a tax penalty. However, as discussed in the following question, there are some exceptions that allow you to withdraw money before age 59 ½ without owing the 10% penalty.4 If you leave the company, you can choose to leave your 401k as it is, or roll it over into a Traditional IRA. If I quit my job where I was participating in a 401k for dummies plan, what happens? The money you contributed to the 401k is always yours, regardless of how long you have worked for the employer. Generally, an employer requires that you work a certain number of years before you are vested, which simply means that you are legally entitled to the employer's matching contributions. Therefore, depending on your employer's rules, you may or may not be able to keep the employer's matching contributions. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: What is a 4o1k plan? 401k plan for dummies 4o1k for dummies 401k definition for dummies Best 401k for dummies Are 4o1k plans any good? https://www.youtube.com/watch?v=fKbJdPn2Fi0
Views: 120352 retiresharp
The Best Investment Options In Your 401K
 
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This video discusses the three categories of investment options available to 401K investors based on their level of investment experience.
Views: 1429 Retirement Investor
Fidelity 401k ***VERY IMPORTANT*** 401k Fidelity Review
 
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Fidelity 401k – Is a 401k from fidelity really any good? 1-800-566-1002 http://www.RetireSharp.com . Fidelity 401k plans mainly consist of different types of mutual funds. Understand the risks involved with these type of 401k fidelity accounts and learn the strategies on how to leverage your existing Fidelity 401k retirement plan to produce a stress-free retirement. Avoid the most common mistakes that cost individuals thousands of fidelity 401k retirement dollars. Fidelity 401k - Is Fidelity The Best Company For Your Needs? So you want a Fidelity 401k to help you reach retirement goals? Today, the Fidelity 401k the most common kind of 401k plan used in the market. Many people are turning to Fidelity to help reach their retirement goals. Unfortunately, many people do not reach their retirement goals because they simply do not have a plan for what they want to accomplish in the first place. For example, many people know they want to live a certain lifestyle when they retire, but this is not a specific goal. In order to reach your target goals, it has to be some immeasurable and specific. For example, instead of knowing you want to be rich when you're retired, you might have a goal buying a beach house in Italy, traveling the world, taking up the specific hobbies is golf, etc. Your golden years should be a time when you can relax, kick back, and enjoy things like that you didn't get to when you work. A Fidelity 401k can help you reach that goal. First of all, Fidelity has been in business for a long time, and it has helped many people reach their retirement goals. It certainly is a very experienced company, and will work for you and your mutual fund investing. However, how do you know if Fidelity is the personal finance company for you? Simply look at the track record. Quite simply, Fidelity offers a wide range of mutual funds, ranging from relatively conservative to more aggressive. Depending on what kind of investor you are, you can make your investment decisions accordingly. Obviously, more aggressive regional funds will tend to have bigger ups and downs in a more conservative one, but also will possess much larger growth potential especially in the long run. If you are looking to invest money for the short term, then a more conservative mutual fund would probably be best for you. However, if you plan investing for retirement (hence retirement planning), a more aggressive mutual fund will be right for you. No matter which you invest in, absolutely make sure that retirement fund has exhibited a long and profitable history before getting involved with it. Past history is a good indication of future performance. The bottom line is this: if you really want to reach your retirement goals, and reach your full potential with investing, then you should learn how to do it yourself. Nothing substitutes taking control of your finances and spotting investment opportunities on your own. However, if you don't have the time or the desire to do this, the Fidelity 401k might be a good option for you. Of course, there are many other companies that offer great retirement planning options as well; you simply need to do your research and find the best one for your needs. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: What is a Fidelity 401k? How to rollover a fidelity 401k? 401k fidelity rollover Fidelity 401k rollover into ira Fidelity 401 k 401(k) fidelity Fidelity 401k withdrawal https://www.youtube.com/watch?v=6kfY5MqGenw
Views: 6211 retiresharp